Tag: work comp

16
Apr

State Fund Announces Two Separate Funds to Assist California Workers and Businesses

The California State Compensation Fund announced two separate funds to assist California workers and businesses during the COVID-19 crisis.  The Essential Business Support Fund and the Essential Worker Support Fund are funds available through State Fund to help California businesses and workers. The State Fund Essential Business Support Fund, a $25-million fund designed to assist our policyholders who are operating

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8
Feb

Understanding Small Business Insurance

There are four types of insurance that most small businesses purchase. The first is Property insurance. This type of coverage provides compensation if business property is damaged, stolen or lost. In addition to covering the physical business structure, property insurance covers personal property. This includes inventory, office furnishings, raw materials, computers, machinery and other items that are part of business

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1
Dec

7 Tips on Classifying Workers as Employees vs. Independent Contractors

Small business owners can hire individuals as either employees or independent contractors. Which classification a hired individual falls under is often a confusing process for business owners, but it’s this critical classification that affects what tax documents must be filed; how much you, the business owner, pays in taxes; as well as whether or not you should be withholding from

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25
Feb

Home Worker Injuries – Are You Safe From Lawsuits?

As the housekeeper is vacuuming your living room, she trips over one of your daughter’s toys and seriously injures her back. While your neighbor’s teenage son is mowing your front lawn, he steps in a large hole and sprains his ankle. Will your Homeowners insurance cover you if one of these workers decides to file a lawsuit? Many homeowners do

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30
Dec

How and Why the Experience Rating Plan is Changing

If you have an experience modification factor, please take a moment to read this. If you are not sure if you have an experience modification factor, please call us at 877.994.6787, we’ll help you. The changes are to the California Experience Rating Plan (ERP). This is the mandatory plan that produces experience modifications (ex-mods) for all California employers that have

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