Tag: protect your home

23
Nov

Loss-Proof Your House

Loss-proofing your home is the perfect way of avoiding those pesky little Homeowners claims. Here are a few helpful tips from a recent insurance trade report: Fix minor roof leaks quickly and keep rain gutters clean. Trim dead branches. Also, remove dying trees from your property before they fall and cause unsightly, expensive damage. If you’re in a high-wind area,

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23
Oct

Medical Payments Coverage Offers Homeowners Peace of Mind

Imagine your daughter is playing in the yard with friends. Suddenly she runs in, crying that her best friend fell and hurt her arm. You rush out to find the girl lying on the ground, screaming, and holding her arm that seems to be broken. Just then her mother runs up — and, as she scoops up her daughter, snaps

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10
Sep

Protecting Your Jewelry

You have timeless hours making your jewelry choices — not to mention paying thousands of dollars — so why fall short when it comes to finding the right coverage for your jewels? Getting the correct protection is easy; you just need to understand what your Homeowners insurance will cover. The standard HO-3 policy provides only $1,000 worth of coverage for

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10
Apr

Why Earthquake Insurance Is Important Everywhere

When most people think about earthquakes in the United States, California and Alaska are the two states that come to mind. However, earthquakes can happen in any part of the country. Many people move out of areas that are prone to earthquakes after experiencing one to escape the possibility of a repeat experience. The truth is that there is no

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3
Apr

State Minimum Auto Liability Coverage: Is It Enough?

State minimum insurance requirements are minimal. Most states demand less than $100,000 for bodily injuries and $50,000 for property damage. Some states require only $10,000 for property damage coverage. How many cars valued at greater than $10,000 travel the highways? How many trucks carrying cargo are worth more than $10,000? $50,000? $100,000? According to the 2010 census, the median family

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16
Mar

Homeowners Insurance & Social Gatherings

Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual Homeowners coverage is adequate. Guests who are injured might need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows that about 75% of adult homeowners

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