How do You Prepare for an Earthquake?

Earthquakes are the release of energy as tectonic plates shift, causing waves through the earth’s crust and resulting in the shaking that we feel. While technology has gotten more advanced, there is not exact way to predict when an Earthquake will hit and how strong it will be. They can happen at anytime, so to protect ourselves and our loved ones, we prepare. Here is how you can prepare your home, your family and your community in case of a quake.

Prepare Your Home

  • Do not hang heavy items, such as pictures and mirrors, near beds, couches and anywhere people sleep or sit
  • Anchor top-heavy, tall and freestanding furniture such as bookcases or china cabinets to wall studs to keep these from toppling over
  • Check your fire extinguisher and replace it when it is nearing it’s expiration date
  • Call your insurance agent and cover your home with Earthquake Insurance, this is excluded from your Homeowners Insurance, but can be added easily
  • Know how to turn off your gas, water and electricity and keep tools nearby to do so
  • Keep a flashlight, slippers and gloves next to beds

Prepare Your Family

  • Make an Emergency Kit for you home and car
  • Practice drop, cover and hold on with your family members
  • Practice an Evacuation Plan
  • Keep your gas tank at least half full.
  • In case of an evacuation, have a plan for your family pets
  • Make a Pet Emergency Kit
  • Check with your workplace and your children’s schools and day care centers to learn about their earthquake emergency plans
  • Pick safe places in each room of your home, workplace and/or school (this could be under a piece of furniture or against an interior wall away from windows)

Prepare Your Community

  • Keep a sheet of local shelters and emergency locations and phone numbers you can share with your neighbors in an emergency
  • Get to know your neighbors and gather contact information to stay in communication during or after a natural disaster
  • Get certified in First Aid and CPR so you can help others in your community should they need it

 

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com

PS Here’s a few words from one client that trust Stromsoe Insurance Agency:
“I have been dealing with Erica Gates for almost 8 years now. She has helped me with my house insurance, car insurance adding my wedding ring to my home owners insurance and now with my earthquake insurance. Erica does what she says she’s going to do, whether it’s check on something for you or return your phone calls. She has been OUTSTANDING since day one. You just don’t find people like Erica everyday. Her customer service has been above and beyond. A real keeper. Thanks Erica for all that you do.”          Norma Gold – Winchester, CA 92596 – client since 2010

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!

Emergency Preparedness Plans are Crucial When Disaster Strikes

The September 11, 2001 terrorist attacks were a wake-up call to the kinds of dangers that still face America, including American businesses. In the months and years following the attacks, companies nationwide took steps to ratchet up security and emergency preparedness, in the event that they might someday be impacted directly by an attack or other major disaster.

For instance, an often-cited survey conducted by the Hartford Financial Services Group found that security measures instituted or improved on by companies resulted in a drastic drop in the number of unauthorized visitors entering workplaces. However, the same survey concluded that, as time passed, companies relaxed their newfound post-attack security consciousness. Emergency preparedness gaps are particularly apparent in smaller businesses.

A terrorist attack, of course, is not the only type of emergency a company might face. Natural disasters (hurricanes, tornadoes, blizzards), fires, and power outages all can endanger employee security and stymie business operations. The extent to which a company is prepared for such events can mean the difference between being able to continue operations, and shutting down. According to the American Red Cross, as many as 40% of small businesses do not reopen after a major disaster.

According to the Hartford survey, the top workplace safety threat continues to be that posed by unauthorized entries into a business. Employers can take a number of actions to reduce the number of unauthorized entries. For example, they can: check that all entry doors have working locks; reduce the number of entry points, and have all of them set up so that individuals coming in through them must pass by a receptionist or other staffed workstation; implement photo IDs for employees; require that visitors sign in and wear visitor badges; and establish procedures that receptionists can use to inconspicuously signal that they need help (such as a call button).

Companies also must be prepared for emergencies that confine employees inside the building, such as a blizzard, or a situation involving outside release of a chemical or biological agent. Among the items businesses should ensure they have on hand are a supply of bottled water and nonperishable food; flashlights and batteries; a battery-powered radio; a landline phone that can operate without electricity; and first-aid supplies. Detailed lists of suggested “in case of an emergency” items for businesses can be found on the Web site of the American Red Cross (www.redcross.org).

Other steps businesses should take to prepare for disaster situations include:

  • Establish emergency evacuation routes and conduct regular emergency evacuation drills.
  • Copy or back up important, valuable, or irreplaceable documents, and store these off site.
  • Keep an up-to-date list of contact information for employees, customers, suppliers, distributors, and professional service providers (e.g., insurance agent, accountant, lawyer), and store this list off site.
  • Establish procedures for handling suspicious mail.
  • If the nature of the business permits, formulate a plan for continuing operations from an alternate site.
  • Make sure that the insurance coverages held by the business are appropriate and adequate, and store a copy of the policies off site.

Depending on a company’s location and the nature of its business, it might be more or less susceptible to certain risks than others. Our Total Protection Team is an excellent source for help in evaluating your company’s risk profile and for learning about business safety and emergency preparedness programs.

If you have any questions, comments or concerns, please do not hesitate to contact us.  Here are 4 Easy Ways to reach us:

1. Call 951-600-5751  or  877-994-6787

2. Fax 951-677-6265

3. Email insure@siaonline.com

4. Visit our website – www.siaonline.com