Tag: liability coverage

18
Jun

Do I Really Need Commercial Auto Insurance Protection?

Understanding Commercial Auto Coverage Commercial auto insurance is necessary for any business that that use cars, trucks, vans, or any other type of vehicle to conduct business operations. Without this essential coverage, you leave your business assets vulnerable to financial harm. Common Commercial Auto Insurance Questions: How do I know if I need a commercial auto insurance policy? There are

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17
Mar

The Reality Of Renters Insurance

Do You Need This Kind Of Coverage? When you rent, you do not have as many worries about your property as a homeowner. If your shower clogs, or your oven breaks, or your neighbors are being too noisy, all you have to do is pick up the phone and have someone else handle the issue for you. Just because you

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6
Mar

Auto Liability Insurance: How Much is Enough?

Do you know what the three numbers that are usually written like this xx/yy/zz on your Auto Liability insurance? The first number refers to the maximum amount of Bodily Injury Liability (BI) for an individual injured in an auto accident; the second is BI per coverage per accident; while the third covers Property Damage Liability (PD) per vehicle. For example

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12
Feb

What is a “Separation of Insureds” Clause?

Did you know when signing a contract to do business with another entity, you are agreeing to add them as an insured under your Liability insurance? Several months later, an accident may arise from the contracted job, and the other party sues you for damages. Can you file a claim for this suit under the policy that covers both of

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8
Feb

Guns, Homeowners, and Insurance

When it comes to insuring firearms, Homeowners coverage offers some clear guidelines. We understand gun control remains a controversial issue, but we are here to help. If you have rifles and pistols in your home, your policy will insure them against fire damage or theft, usually up to $2,500. Although a Homeowners application might not ask specifically about firearms, the higher

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4
Feb

Bailee Insurance, Anyone?

Let’s face it, we live in a “service economy,” more and more businesses (such as auto body shops, dry cleaners, and parking lot owners) are taking temporary responsibility for property or equipment owned by others. Any damage or loss to any property under the care, custody, or control of your firm could cost thousands of dollars — unless you have

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