Tag: home owners insurance

23
Oct

Medical Payments Coverage Offers Homeowners Peace of Mind

Imagine your daughter is playing in the yard with friends. Suddenly she runs in, crying that her best friend fell and hurt her arm. You rush out to find the girl lying on the ground, screaming, and holding her arm that seems to be broken. Just then her mother runs up — and, as she scoops up her daughter, snaps

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10
Sep

Protecting Your Jewelry

You have timeless hours making your jewelry choices — not to mention paying thousands of dollars — so why fall short when it comes to finding the right coverage for your jewels? Getting the correct protection is easy; you just need to understand what your Homeowners insurance will cover. The standard HO-3 policy provides only $1,000 worth of coverage for

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2
May

Understanding the Basics of Insurance Deductibles

To get the most out of your Homeowners insurance policy, it is important to understand the roles deductibles play. To find the verbiage concerning deductibles, consult the front page of the Homeowners policy. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay

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10
Apr

Why Earthquake Insurance Is Important Everywhere

When most people think about earthquakes in the United States, California and Alaska are the two states that come to mind. However, earthquakes can happen in any part of the country. Many people move out of areas that are prone to earthquakes after experiencing one to escape the possibility of a repeat experience. The truth is that there is no

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21
Mar

Homeowners Insurance Policies & Jewelry

After receiving valuable jewelry, it’s important to contact your insurance agent immediately. It’s important to keep in mind that most Homeowners policies place limitations on coverage for personal valuable items. This means that owners of these valuable items might not receive the full value if any of the items are stolen or lost. As a general rule, most Homeowners policies

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16
Mar

Homeowners Insurance & Social Gatherings

Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual Homeowners coverage is adequate. Guests who are injured might need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows that about 75% of adult homeowners

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