Stop Water Damage Expense Before It Starts With This Guide & Homeowners Insurance

Use these tips and your CA homeowners insurance to avoid water damage expense.

Water damage can be a serious hassle. Even a small leak can spike your water bill and have you reaching for the mop. More water damage is even more problematic – and expensive. Just an inch of water in your home can easily do tens of thousands of dollars of damage. Are you ready to handle the cost of replacing your flooring and personal belongings and drying out your walls? You won’t have to be with this water damage prevention guide and your CA homeowners insurance!

  • Look for hidden leaks. While you may not be able to spot them right away, you can get tipped off to them by keeping an eye on your water bill. If you see your bill start to climb or are suddenly hit with a higher-than-usual total, odds are you’ve got a leak.
  • Clean out your gutters! It’s simple, but having cleared gutters makes it possible for rain to run off your home through the right channels, instead of down your walls and into your foundation.
  • Watch where you plant certain things. Weeping willows are a great example of a tree of which you should be wary. Their invasive roots an infamous for growing straight through pipes, sprinkler systems, and even septic tanks. Do your homework before planting to make sure you avoid this kind of issue.
  • Take care of your pipes. Stay away from drain unclogging chemicals, which can damage them, and instead choose to use a drain snake. Also, avoid pouring grease down your sink at all costs!

The good news? Even if you do experience water damage, your homeowners insurance could cover it! To figure out exactly how much water damage your policy offers – and if it’s enough – contact Stromsoe Insurance Agency. As California homeowners insurance experts, we can protect you against water damage costs and other unforeseen financial burdens!

Preparing Your Home For Winter Weather

Are you—and your home—ready for the coming winter weather? Get prepared with this guide!

Can you believe it’s already November? Thanksgiving will be here before we know it, with the holiday season following right on its heels (thanks, Black Friday). That means that the coming months are only going to get busier.

Before the hectic time of year kicks into full gear, it’s important you deal with your other to-dos. Specifically, you need to think about preparing your home for winter. To help you do just that, here are a few pointers.

  • In case you missed it, experts a predicting that a monster El Niño is coming our way, complete with lots of rain. You might have been neglecting your gutters years into our drought, but its important you clean them out now. If you don’t, you could be left with water spilling everywhere you don’t want it – including right into your home.
  • There are some things you just shouldn’t try to DIY. Inspecting your furnace and chimney are a couple of them. Call out professionals to take a look at these systems before you’ll be using them this winter. It’s much better to deal with the small hassle of a routine inspection now than waiting to have a pro come out and fix your breakdown on one the coldest days of the year!
  • You want to keep warm air in this winter. Keep your house cozy and your heating costs down by checking the seals around your house. If you can fit a nickel in the gap between your windows/doors and your home, re-caulk those areas.

In addition to taking on these tasks, you also need to review your California homeowners insurance. If you’d like to do that with an expert who can advise you on the proper amount of coverage for your family’s needs, contact Stromsoe Insurance Agency today!

Preparing Your California Home For The Fall Season

The California homeowners guide to getting their home ready for the coming cold.

Can you believe September’s almost already over? If the end of this month snuck up on you the way it did us, you might find yourself scrambling to get your house ready for the coming colder seasons.

We can help! To make maintaining and preparing your home for winter easy this fall, use these handy tips.

  • Clear Your Water Heater: What’s better than a hot shower after being out in the cold air? To make sure you can enjoy that feeling this winter, drain your water heater and clear out any debris that’s collected.
  • Seal It Up: Check your doors and windows for any cracks that will let hot air out, increasing your heating bill and your home’s chill. When you find them, seal them up.
  • Clean Your Gutters: With the winter comes an increase in precipitation. Make sure your home can handle it by cleaning out your gutters and drainpipes. Double-check that all of your downspouts are still pouring down a grade away from your foundation.
  • Get Your Chimney Inspected: Don’t try to clean your chimney yourself; have a professional come out and handle the job for you. While you have him or her there, make sure the damper gets checked so you can seal out cold winter drafts.

Another crucial aspect of preparing your home for the coming season is reviewing your homeowners insurance coverage. Do you have the right policy to protect your home? To make sure you do, contact Stromsoe Insurance Agency. Our committed California team can help you get the right coverage to fully safeguard your home this fall and throughout the rest of the year.