Tag: flood insurance

15
Jan

Your Guide to Staying Safe During a Flash Flood

Flash floods can happen very quickly and with little or no warning. Know how to stay safe! There is no way to deny that El Nino is here. With the recent storms that drenched Southern California, there has never been a better time to ensure you are ready for whatever Mother Nature has in store for the rest of the

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24
Nov

El Niño & Your California Flood Insurance Needs

Why El Niño makes flood insurance especially important for your home. All of sudden, it’s fall in Southern California. While we enjoyed (or didn’t enjoy – depending on your weather preference) unseasonably warm weather into November, the weather’s taken a turn. No, it’s not just the usual weather patterns. Actually, experts are saying El Niño could be to blame for

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29
Oct

Does Your Home Insurance Include Additional Living Expenses?

You may need additional living expenses coverage in your home insurance policy. If a natural disaster were to destroy your home structure, you may be forced to move out of your home until it’s repaired. When you cannot live in your home because of a loss covered by your home insurance policy, such as a hurricane or tornado, your insurer is able

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7
Jan

How To Avoid Homeowners Insurance Claims

Common Perils Homeowners Are Faced With In securing your home and family from disaster, you have obtained a homeowners insurance policy. Unfortunately, that policy comes with some unique homeowners insurance claims that you must be weary of. There are a variety of different types of claims that homeowners are faced with, but we believe the following, costly claims should be

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27
Feb

Tenant, Beware! The Perils of Leasing

If you are a tenant, you might believe that you have avoided many loss exposures, such as fire damage to the structure, associated with owning the building. However, have you read your lease lately? Really read it? Many leases contain extensive insurance requirements that the tenant (you) must agree to meet. Although these usually include liability from your actions and

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2
May

Understanding the Basics of Insurance Deductibles

To get the most out of your Homeowners insurance policy, it is important to understand the roles deductibles play. To find the verbiage concerning deductibles, consult the front page of the Homeowners policy. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay

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