AUGUST 2017 ISSUE OF THE PROTECTION COACH

The August 2017 update of Mike Stromsoe’s The Protection Coach® has arrived. This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency.

The Protection Coach® – August 2017 (Click Here to View)

Inside this edition..

• Our Promise To YOU
• Umbrella Insurance
• Understanding Business Owner Policies
• Quick Tips: Back To School
• Congratulations to Melissa and Travis Pellerin, our Awesome Clients of the Month. Thank you for your business!

How to Save Money on School Supplies and Survive Back-to-School Season

You may be dreading to go back to the supermarket filled with countless screaming kids and clueless parents, but back-to-school season is upon us.

Prepare yourselves: Back-to-school season is coming. For some of us, school supply shopping is almost as gruesome as Game of Thrones. Stores filled with parents walking as aimlessly as the White Walkers, children running around as crazy as the Wildlings, and employees trying to keep it all together, like the Men of the Night’s Watch–almost wishing to utter the words, “My Watch Has Ended.” Alas, you have to get your kids their supplies to help them have a successful school year. Crayons, markers, glue, rulers, pencils, pens, binders, and folders can add up pretty quickly. Here’s how you can survive the onslaught of back-to-school season and save money for your child’s school supplies.

1. Begin by looking inward. Perhaps money is tight, so looking around your home for supplies is a good start. People often store notebooks, unsharpened pencils, scissors, and all sorts of things that could save you mean.

2. Don’t wait! As soon as you gain access to your child’s school supplies list, go the supermarket. You’ll avoid all the drama of a real-life Game of Thrones episode mentioned earlier, plus the prices may be cheaper as demand hasn’t risen yet.

3. Buy in bulk. To reduce the price even lower, shop at stores like Sam’s Club or Costco (if you have the membership, of course). Those deals are hard to beat, and if you have more than one child going back to school–or to stock up and save next year!

Children are expensive and while you always want to give them the best, teaching them ways in which to save is something they’ll be thankful for when they leave for college and have to eat Ramen every day. Don’t forget that for all of your insurance needs throughout California, you can contact Stromsoe Insurance Agency.

 

Back To School Recipe: Watermelon Salad With Feta And Mint

Make school nights easier with this recipe for watermelon salad with feta and mint.

It’s crazy but true: the summer is already over. If you’re getting ready to send the kids back to school—or perhaps you already have—you’re probably running a little ragged. Transitioning out of the summer and into the more rigorous schedule of the school year is always a little hectic.

We want to help make it easier for you, though! Make school nights a little less busy by whipping up this delicious and healthy back to school recipe for watermelon salad with feta and mint.  All you need is a few minutes, one serving bowl, and six ingredients!

  • ½ cup of lime juice (you should need between 4 and 6 limes)
  • ½ cup of chopped red onion
  • 8 cups of chopped, seeded watermelon (you should need about ¼ to ½ of a watermelon)
  • ½ cup of crumbled feta
  • ¼ cup of thinly sliced fresh mint
  • ½ cup of chopped fresh parsley

Toss the lime juice and onions together in a large serving bowl; let sit in the refrigerator for 15 minutes.

Pull the onion/lime mixture out and add in the rest of the ingredients. Toss together and serve immediately! Easy peasy lime squeezy!

We hope this quick, easy, and healthy recipe makes school nights a little easier! If you want to get another thing taken off your plate to lighten your load during this busy time of year, contact Stromsoe Insurance Agency. We’re committed to helping California families get the insurance coverage they need, and can set you up with the most protection with the least amount of work and expense on your end. Call us today!

How To Lower The Cost Of Insuring Your Teen Driver

If you have a teenage driver on your hands, you know that your auto insurance premium is highly affected by adding them to your coverage. However, you don’t have to be emptying the bank account to insure your teen driver. Back to school time is the perfect opportunity to think about how you can save on your auto insurance.

As you watch your teen driver pull out of the driveway, you have a magnitude of worries crossing your mind. On top of worrying about their safety, you have to think about the costs associated with their new found freedom. The costs continue to build up as you purchase a car for them to drive, driving school, a driver’s license, and of course, their auto insurance. Many parents of new teen drivers fail to realize that they still have options to keep the costs low.

When choosing your teen driver’s first car, think about the insurance implications. Vehicles that require comprehensive and collision coverage will be more expensive to insure. If you purchase an older, yet reliable vehicle for your teen driver, you may only need to purchase liability insurance, keeping the costs down.

Additionally, you must take advantage of the discounts available to you. If your child takes additional driver’s education courses, they may be eligible to receive a discount. Is your child tired of hearing you encourage them to keep their grades up? You now have the luxury of saying that they will not be allowed to drive unless they maintain a B average. That way, they will be receiving the good student discount and your auto insurance premium will not be as high.

The insurance experts at Stromsoe Insurance Agency can answer any remaining questions you may have regarding insuring your teen driver. We can help you review your current policy and help you manage the cost of insuring your teen. Contact us today!

7 Tips for for Back to School Preparation

Each year, we begin summer by throwing our child’s backpacks and books in the closet, kicking back and, relaxing. Months of ignoring routine and enjoying the summer sun makes it nearly impossible to put ourselves back in school mode. Returning to your school time routine doesn’t have to be a hassle. Consider these 7 tips to prepare both you and your child for the next school semester:

  1. During the last week of summer before school begins, start bringing routine habits back into your daily lives. Bring back wake up times and bedtimes. Have your child get dressed for the day at the same time they would for school and have them eating during the same times as well.
  2. Since school gives children more responsibilities, give your child certain tasks that they will have to manage on their own to prepare them.
  3. If you don’t already have your launch pad in gear, you’ll want to designate a place for the essentials. To avoid early morning scrambles, have your child have a designated place for their lunch box and backpack.
  4. Establish a specific time each day where your child will complete their homework. It is smart to have your child do their homework during the time that you are cooking or finishing other household chores. This will make them more motivated to get it done since you’ll be standing over their shoulder.
  5. If your child’s school day ends before you are off of work, you’ll want to start deciding what their afternoon plans will be ahead of time. Whether you decide to enroll your child in an after-school program or arrange play dates with their friends, it is important that you get this out of the way before the night before the first day of school.
  6. As a working parent, it is important that you have a plan in place for when your child gets sick. You may need to fill out forms ahead of time to have a certain trusted person or babysitter pick your child up from school, just in case.
  7. Most importantly, make going back to school a family affair.

Stromsoe Insurance Agency is available for all of your California insurance needs. Contact us today and allow us to provide you with the peace of mind knowing your assets are adequately protected. We are available to answer any and all of your questions around the clock.

Back to School Bus Safety Tips

Most of you probably have children, grandchildren, nieces or nephews going back to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones.

For some 25 million students nationwide, the school day begins and ends with a trip on a school bus. Unfortunately, each year many children are injured and several are killed in school bus incidents.

Rules for getting on and off the school bus:

Getting on the school bus
• When waiting for the bus, stay away from traffic and avoid roughhousing or other behavior that can lead to carelessness. Do not stray onto streets, alleys or private property.
• Line up a safe distance away from the street or road as the school bus approaches.
• Wait until the bus has stopped and the door opens before stepping onto the roadway.
• Use the handrail when stepping onto the bus.

Behavior on the bus
• When on the bus, find a seat and sit down. Loud talking or other noise can distract the bus driver and is not allowed.
• Never put your head, arms or hands out of the window.
• Keep aisles clear – books or bags are tripping hazards and can block the way in an emergency.
• Before you reach your stop, get ready to leave by getting your books and belongings together.
• At your stop, wait for the bus to stop completely before getting up from your seat, then walk to the front door and exit, using the handrail.

Getting off the school bus
• If you have to cross the street in front of the bus, walk at least ten feet ahead of the bus along the side of the road until you can turn around and see the driver.
• Make sure that the driver can see you.
• Wait for a signal from the driver before beginning to cross.
• When the driver signals, walk across the road keeping an eye out for sudden traffic changes.
• Do not cross the center line of the road until the driver has signaled that it is safe for you to begin walking.
• Stay away from the rear wheels of the bus at all times.

Correct way to cross the street
• Children should always stop at the curb or the edge of the road and look left, then right, and then left again before crossing.
• They should continue looking in this manner until they are safely across.
• If a student’s vision is blocked by a parked car or other obstacle, they should move out to where drivers can see them and they can see other vehicles — then stop, and look left-right-and left again.

We hope you find these safety tips useful. Please pass them along to those you care about. If you have any questions or comments, please post in the comment section below or you may contact our office at 877-994-6787.