The Benefits Of Having An Independent Agent By Your Side During The Claims Process

Filing a claim is a notoriously stressful process. Insurance claims tend to be tied to the most stressful events in our lives, including auto accidents, home fires, storm damage, and even the death of a family member. With everything on your mind during this stressful time, it is imperative that you work with an insurance company and agent with whom you trust. During this time, you will want to work with an agent whom you have already developed a trusting relationship with. This person will be the one you call when life takes a turn for the worst.

After you file an insurance claim, you will work with an adjustor to evaluate your loss. Depending on the type of claim you are filing, the adjustor may need to examine your property or vehicle to gather necessary information. At this time, you will be offered a settlement amount, and the process to restore your loss will begin.

What happens if the process does not go so smoothly? What happens if the adjustor and you cannot agree on a settlement amount? What happens if you cannot provide the adjustor with the right documentation? Problems such as these are why you need to work with an insurance agent with whom you trust and know. As your agent, they will advocate on your behalf. If any problems arise, you can hand over the phone to your agent to communicate with the adjustor. When you need help, your agent will be right by your side.

Some insurance shoppers prefer to purchase insurance online to avoid talking to an agent, however, this is only setting you up for future problems. Yes, sometimes you may be able to get cheaper rates this way, however, you leave yourself susceptible to problems, and lack of personalized service.

The experienced agents at Stromsoe Insurance Agency want to be by your side during this stressful time of your life. Contact us today for all of your California insurance needs. You can start your long term relationship with an insurance agent who will always guide you through the most stressful moments of life.


Can I be sued and lose my house over an auto accident?

If you are not properly insured, you can lose your house over an auto accident. Lawsuits over auto accidents can become extremely expensive, especially if they involve multi-car pile-ups or fatalities. If you are deemed responsible for such an accident, then all of your assets, including your house, may need to be sold to compensate others for their losses.

Be Properly Insured

On the other hand, if you are adequately insured, then the likelihood of losing your house on account of an accident greatly diminishes. Although the reparations may be the same amount, your insurance company would pay them, rather than yourself.

There are two keys to being properly insured against a major auto accident. First, you should have a generous auto insurance policy. Second, you may want to complement this policy with a personal umbrella insurance policy, which offers additional protection in $1 million increments.

Find Insurance

If you would like to go over your current protection or look for additional coverage, contact Stromsoe Insurance Agency. Licensed in 18 states, they can help you protect all of your assets, including your home.