Workers Comp

15
Mar

Rolling, Unoccupied Cars In Parking Lots

I was at the store when a frantic crowd gathered. Someone had neglected  to set their car in park and/or set their emergency brake. The car rolled back into another car. What should you do no matter what? 1. Take photos immediately, including the license plate number of the other vehicle 2. Document all possible phases of the incident, including names,

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8
Mar

10 Police Safety Tips to Keep People Safe

In light of the recent death of a 17 year old girl in Poway, CA and now the discovery of the body of a 14-year-old Escondido girl who had been missing more than a year, the Stromsoe Insurance Agency Protection Team that you share these tips with your entire family and spread the word to keep friends, family, and other safe: 1.The elbow is the strongest

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4
Mar

Running A Home-Based Business – Do You Need A Small Business Policy?

Like most new home-based business owners, you might believe that your Homeowners or Renters insurance coverage offers sufficient protection. That is unfortunate, because in most instances these policies offer little to no coverage for business-related losses.  Homeowners policies are not designed to cover business losses. Most offer a small amount of business property coverage, meant to cover incidental items, such

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25
Feb

Home Worker Injuries – Are You Safe From Lawsuits?

As the housekeeper is vacuuming your living room, she trips over one of your daughter’s toys and seriously injures her back. While your neighbor’s teenage son is mowing your front lawn, he steps in a large hole and sprains his ankle. Will your Homeowners insurance cover you if one of these workers decides to file a lawsuit? Many homeowners do

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16
Feb

Teen Employees-Rights & Responsibilities In The Workplace

Every year, millions of teenagers join the workplace for the first time. A first job can be a positive experience for many, teaching them discipline and responsibility in addition to giving them some extra money. However, some teens find themselves working in hostile environments. Their supervisors might treat them unfairly because of their sex or race, harass them, hassle them

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12
Feb

Independent Contractors – Evaluate Your Business Contracts Closely

In the U.S. today, one result of corporate downsizing, is that there are many independent contractors in the marketplace. After picking themselves up off the ground and dusting off their overcoats, many former members of “Corporate America” have struck out on their own. With that shift comes freedom, but also new anxieties, and, perhaps, new found insurance issues. One such

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