Workers Comp

4
Mar

Running A Home-Based Business – Do You Need A Small Business Policy?

Like most new home-based business owners, you might believe that your Homeowners or Renters insurance coverage offers sufficient protection. That is unfortunate, because in most instances these policies offer little to no coverage for business-related losses.  Homeowners policies are not designed to cover business losses. Most offer a small amount of business property coverage, meant to cover incidental items, such

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25
Feb

Home Worker Injuries – Are You Safe From Lawsuits?

As the housekeeper is vacuuming your living room, she trips over one of your daughter’s toys and seriously injures her back. While your neighbor’s teenage son is mowing your front lawn, he steps in a large hole and sprains his ankle. Will your Homeowners insurance cover you if one of these workers decides to file a lawsuit? Many homeowners do

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16
Feb

Teen Employees-Rights & Responsibilities In The Workplace

Every year, millions of teenagers join the workplace for the first time. A first job can be a positive experience for many, teaching them discipline and responsibility in addition to giving them some extra money. However, some teens find themselves working in hostile environments. Their supervisors might treat them unfairly because of their sex or race, harass them, hassle them

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12
Feb

Independent Contractors – Evaluate Your Business Contracts Closely

In the U.S. today, one result of corporate downsizing, is that there are many independent contractors in the marketplace. After picking themselves up off the ground and dusting off their overcoats, many former members of “Corporate America” have struck out on their own. With that shift comes freedom, but also new anxieties, and, perhaps, new found insurance issues. One such

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30
Dec

How and Why the Experience Rating Plan is Changing

If you have an experience modification factor, please take a moment to read this. If you are not sure if you have an experience modification factor, please call us at 877.994.6787, we’ll help you. The changes are to the California Experience Rating Plan (ERP). This is the mandatory plan that produces experience modifications (ex-mods) for all California employers that have

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29
Dec

BE AWARE OF SIGNS THAT COULD INDICATE THREAT OF WORKPLACE VIOLENCE

Today near San Diego, a recently fired casino employee killed another and took his own life at the scene of his previous employment.   On average, 20 workers are killed each week on the job, making homicide the second leading cause of death at the workplace (after motor vehicle accidents). Additionally, an estimated million workers are non-fatally assaulted each year, according to data

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