Home Owners Insurance
Do You Need to Increase Your Personal Liability Coverage Limits?
Is your homeowners insurance offering you the liability protection you need? While most people associate homeowners insurance with protection against physical damages, your policy actually offers you four main coverages: property, personal property, loss of use, and personal liability. Your personal liability insurance is what protects you if you accidentally cause third-party injuries or damage, or if third-party losses take
Learning from the California Wildfires
Learn from the devastation of this year’s wildfire season. This year, the state of California experienced some of the worst wildfires in its history. The flames engulfed acres of land, leaving many homeless or with extensive damages to their properties. However, amidst all the tragedy, we can all learn something from the devastation of this year’s wildfire season. Here are
Why Basic Homeowners Insurance is More Comprehensive Than You Think
Here are some of the surprisingly comprehensive insurance coverages that come standard with your homeowners policy. While you might assume that your standard homeowners insurance policy only offers minimal coverage, this assumption is far from the truth. In actuality, even the most basic homeowners policies include coverage that extends beyond protecting your property from physical damages. Here are some of
8 Types of Must-Have Insurance
Expert financial advisor, Dave Ramsey, weighs in on the types of insurance you can’t afford to miss out on. While most Americans know that they need insurance coverage, they don’t necessarily know which coverages are most essential. With all the different coverage options out there, it can seem impossible to determine which policies are most important for you. Luckily, expert
Insuring Your Home Renovation Project
Here’s why you should report your home renovation to your insurance provider. If you are beginning a renovation on your home, you probably have a lot on your plate. However, in your rush to complete all your planning, it’s important that you do not forget to speak to your homeowners insurance provider about your remodeling plans. Why does your insurer
Reduce Your Home’s Wildfire Risk
Take these precautions to reduce your home’s risk for wildfire. If you live in an area prone to wildfire, then you know just how damaging these disasters can be. You probably also know that summer is considered wildfire season. Luckily, there are steps that you can take to reduce your home’s risk for wildfire damage this summer. Here are some
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