Hi 🙂 You’ve worked hard to get where you are, owning a home is no small feat. Buying a home comes with property taxes, down payments, mortgage payments, closing costs, possible HOA fees and more. There are many steps that come with buying a home, but if there is one step you shouldn’t have to worry about, it’s Homeowners Insurance.
One of the biggest investments you make is purchasing your home. Did you know there is a difference between market value and replacement cost of your home and belongings? Your home’s market value is the value determined by an appraisal and will include the status of the overall economy, your neighborhood’s property values, the condition of your home, the materials
When you’re a homeowner there are things that may break or damage you may come across, these things happen. There is a difference between regular maintenance and needing to file a homeowner’s insurance claim. Filing a homeowner’s insurance claim can negatively affect you and may even lead to a non-renewal of your insurance policy. Some possible consequences for filing unnecessary
Make sure you know these essential things about your home coverage. Many homeowners make the mistake of only reviewing their insurance policies when disaster strikes. However, this is the worst time to realize that you have coverage gaps or cannot afford your deductibles. Rather than leaving yourself in this perilous situation, it’s important to review your policy for key pieces
How routine cleaning and maintenance can reduce your risk for damage and other issues. As a homeowner, you know that you are subject to a considerable amount of risk. Fortunately, there are steps that you can take to address the various threats that you face. For instance, completing routine cleaning and maintenance tasks this spring will reduce the chances of
Instances when you should file a home insurance claim. If you have homeowners insurance in place, then you probably know to use your coverage in the event of major property damage. However, many homeowners do not know the other situations in which they should access their insurance coverage. If you ever find yourself in these situations, then it’s time to