Home Owners Insurance


Put Your Mind at Ease with Top-Notch Rental Property Insurance

Rental property insurance, also called landlord insurance, covers the unique risks taken in renting out your home or condo for long periods of time. These policies include coverage for the structure, liability insurance protection and loss of rental income for landlords renting their property. Whether you are renting a house, a vacation home or an investment property to others, rental

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How Is Condo Owners Insurance Different Than Standard Homeowners?

When you’re comparing condo owners insurance and a standard homeowners insurance policy, are they different? Yes. When you’re insuring a condo you are only working within the space that you own and are then responsible for. Condo insurance covers damaged or stolen belongings, as well as liability costs if guests are injured in your home. As a condo dweller, you

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Renters Insurance FAQs Answered!

What is Renters Insurance? Renters insurance is a form of homeowners insurance that covers your personal property and belongings and provides liability coverage when you’re living in a structure that you don’t own. Renters insurance provides all the same protection as homeowners policy does except there is no building coverage, which significantly reduces the cost of the policy. The good

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How to Lower Your Homeowners Insurance Premium

Hi 🙂 You’ve worked hard to get where you are, owning a home is no small feat. Buying a home comes with property taxes, down payments, mortgage payments, closing costs, possible HOA fees and more. There are many steps that come with buying a home, but if there is one step you shouldn’t have to worry about, it’s Homeowners Insurance.

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Is Your Home Insured to its True Value?

One of the biggest investments you make is purchasing your home. Did you know there is a difference between market value and replacement cost of your home and belongings? Your home’s market value is the value determined by an appraisal and will include the status of the overall economy, your neighborhood’s property values, the condition of your home, the materials

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When Should You File a Homeowner’s Insurance Claim?

When you’re a homeowner there are things that may break or damage you may come across, these things happen. There is a difference between regular maintenance and needing to file a homeowner’s insurance claim. Filing a homeowner’s insurance claim can negatively affect you and may even lead to a non-renewal of your insurance policy. Some possible consequences for filing unnecessary

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