Home Owners Insurance


Renters Insurance FAQs Answered!

What is Renters Insurance? Renters insurance is a form of homeowners insurance that covers your personal property and belongings and provides liability coverage when you’re living in a structure that you don’t own. Renters insurance provides all the same protection as homeowners policy does except there is no building coverage, which significantly reduces the cost of the policy. The good

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How to Lower Your Homeowners Insurance Premium

Hi 🙂 You’ve worked hard to get where you are, owning a home is no small feat. Buying a home comes with property taxes, down payments, mortgage payments, closing costs, possible HOA fees and more. There are many steps that come with buying a home, but if there is one step you shouldn’t have to worry about, it’s Homeowners Insurance.

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Is Your Home Insured to its True Value?

One of the biggest investments you make is purchasing your home. Did you know there is a difference between market value and replacement cost of your home and belongings? Your home’s market value is the value determined by an appraisal and will include the status of the overall economy, your neighborhood’s property values, the condition of your home, the materials

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When Should You File a Homeowner’s Insurance Claim?

When you’re a homeowner there are things that may break or damage you may come across, these things happen. There is a difference between regular maintenance and needing to file a homeowner’s insurance claim. Filing a homeowner’s insurance claim can negatively affect you and may even lead to a non-renewal of your insurance policy. Some possible consequences for filing unnecessary

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Key Things to Know About Your Homeowners Insurance

Make sure you know these essential things about your home coverage. Many homeowners make the mistake of only reviewing their insurance policies when disaster strikes.  However, this is the worst time to realize that you have coverage gaps or cannot afford your deductibles.  Rather than leaving yourself in this perilous situation, it’s important to review your policy for key pieces

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Use Spring Cleaning to Prevent Home Insurance Claims

How routine cleaning and maintenance can reduce your risk for damage and other issues. As a homeowner, you know that you are subject to a considerable amount of risk.  Fortunately, there are steps that you can take to address the various threats that you face.  For instance, completing routine cleaning and maintenance tasks this spring will reduce the chances of

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