An audit of one or more of your business insurance policies is one situation that requires your early and immediate attention. The scenario with every insurance provider is different. The scenario will be something like this: Your insurance carrier will contact you. They want to conduct a premium audit. You’ve already paid your premiums for the year. Most policies
Are you aware of the new law that has gone into effect on January 1, 2020? This new law changes the definition of an independent contractor in California. This may effect your business if you use independent contractors instead of employees. The California law (Assembly Bill 5) makes it harder for companies to treat workers as independent contractors takes
Coverage with Stromsoe How much car insurance is enough? Everybody knows that you NEED to have insurance but how much insurance is enough. You may have heard the insurance term 15/30/5 used frequently…but what does that mean for your insurance policy? In the early 1960’s the state of California set the MINIMUM insurance limits that you must carry. That translates
The May 2019 update of Mike Stromsoe’s The Protection Coach® has arrived. This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency. The Protection Coach® –May 2019 (Click Here to View) Inside this edition.. Celebrating all of the Moms!!! Join the Annual Flag Day Celebration – Flag Exchange! What is Replacement
Here’s what you need to know about insurance deductibles. Whether you are looking at your homeowners, auto, or health insurance, you are bound to see the term “deductible” popping up in all of your policies. But what exactly is a deductible and what does it mean in terms of your insurance? Here’s everything that you need to know about insurance
Here are some of the most commonly used insurance terms defined for your convenience. Your insurance is difficult enough to understand without the added confusion of unfamiliar industry jargon. If you’ve struggled with unfamiliar insurance terms in the past, you’re not alone. To help you set things straight, here are the definitions of some of the most common insurance terms.