Business Insurance


What Business Owners Should Know About EPLI

Learn more about employment practices liability insurance (EPLI). While you have coverage to protect your business against third-party lawsuits and claims, do you have protection against employee claims?  If you assume that your workers compensation insurance will cover the cost of employee-filed lawsuits, then you might be in for a rude awakening.  Workers comp coverage only covers the costs of

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How to Avoid Costly Mistakes on Your Workers Comp Audit

Don’t make these costly mistakes with your workers comp coverage. When you operate a business, it’s normal to have your coverage audited from time to time.  However, should a routine audit uncover issues or inconsistencies with your employee codes or payroll, then you might be in for an expensive rate increase.  To ensure this doesn’t happen to you, here are

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Does Your Business Need Equipment Breakdown Coverage?

Why you should secure commercial equipment breakdown insurance. Does your business rely on specialty or extremely expensive equipment?  If so, then stop for a moment and imagine what would happen if this equipment were to breakdown or suffer a serious mechanical issue.  If you did not have the resources to immediately repair or replace the broken equipment, then your business

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Should I Secure Commercial Umbrella Coverage?

Find out what commercial umbrella insurance can do for you. Liability claims are among the most serious and costly that a business can face.  This is why it’s incredibly important for business owners to secure the right commercial liability policies.  Unfortunately, even if you have all the standard commercial liability coverages in place, this still may not be enough to

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Tips for Creating a Newsletter for Your Small Business

Here’s how you can create a successful newsletter for your small business. A company newsletter is a great way to reach out to your customers and keep them informed about the latest news and happenings around your business.  Interested in creating a newsletter for your small business, but not sure where to begin?  Here are some suggestions to get you

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Do Standard Commercial Insurance Policies Protect Against Flood Damages?

How can I insure my business against floods? If your business is located in an area with high flood risk, then securing the right coverage for flood damages is a matter of grave importance. While many business owners assume that flood damages are covered under their commercial property insurance, this isn’t actually the case. Standard commercial property policies explicitly exclude

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