Business Insurance

25
Feb

Uncovered Claims Average $40k-$60k for EPLI

The expenses associated with lawsuits for employment practice issues can be staggering and are on the rise. Employers can face a variety of complaints and litigation over wrongful termination, discrimination, harassment in the workplace and retaliation. To be sued, a company owner wouldn’t even have to be in the wrong. To better protect company assets, it is essential to find

Read more

4
Feb

Changes for California Business Owners!

Early in January, the California Supreme Court ruled the change in factors to determine whether workers are employees or independent contractors, will be applied retroactively to its earlier ruling in April 2018. For more information, keep reading here. If you have questions on how this change will affect your Workers Comp, please give our Business Protection Coach, Ann Pederson, a

Read more

3
Feb

Business Owners: Proprietary HR Program – Limited Time Offer!

Helping Your Business Change For The New Reality... What Is Your Business Doing To Prepare For The Changes?   Life has changed for all us.  In these times of uncertainty, more than ever, we are dedicated to the Core Values in our agency.  At the top of our Core Values is: Servants Heart: Dedicated to serving our clients and communities!
Read more
28
Jan

Make Insuring Your Restaurant Easy as Apple Pie

Chances are, if you serve any kind of food or drink, you need general liability insurance. Being in the food and beverage business can come with great risks. That’s why it’s important to protect your restaurant with the best kind of coverage. Who Needs Specialized Restaurant Insurance? Cafes/Coffee Shops Fast Food Restaurants Ice Cream Shops Fine Dining Facilities Full Service

Read more

14
Jan

Your Guide to Brewery Insurance

Brewery owners and entrepreneurs in the beer industry have precise needs, and agents who fail to recognize that fact may leave their clients open to business-destroying gaps. Having a custom designed brewery insurance program to fit your business’ needs is the first step to protecting it, but what are your needs? Here are some things to keep in mind when

Read more

4
Dec

How to Prepare Your Business for Wildfires

California is no stranger to wildfires. According to the National Interagency Fire Center, wildfires in California destroyed 703 commercial/mixed residential structures in 2019 disrupting businesses and perhaps halting operations altogether. Whether it is burning embers, radiant heat or direct flame contact, it is important to be prepared for wildfires by taking measures to safeguard your business. So, how can you

Read more