Here are some of the insurance coverages that college kids can’t afford to overlook.

Are you heading off to college this fall? If so, it’s important that you are ready to handle anything that comes your way. One of the best ways to be prepared is by having the proper insurance protections in place. Here are some of the coverages you should have in place this semester.

Health Insurance

Nowadays, most colleges and universities require their students to carry some minimum level of health coverage. Generally, schools offer students the opportunity to enroll in a campus health plan or show proof of coverage under their parents’ policy. If you would like to remain under your parents’ policy, contact your school and ask how you can waive your enrollment into their health insurance program.

Renters Insurance

Whether you are planning on living on or off campus, it’s important that you secure the right coverage for your personal possessions. By getting the right renters insurance, you can ensure that you will receive compensation for any belongings that are damaged or stolen. Additionally, renters insurance will ensure that you have coverage in the event that you are involved in a personal liability issue.

Auto Insurance

If you are planning on taking your car with you to campus, you will, of course, need to have the right auto insurance coverage in place. If you are attending school in state, you will likely be covered under your family’s auto policy. However, if your school is out-of-state, or if you meet a certain set of conditions, you may need to secure your own policy. Before you leave for school, be sure to speak to your insurance provider to learn about your various coverage options.

These are some of the essential insurance coverages that you cannot overlook this fall.  Do you need help securing the right insurance to address all your needs?  Then contact the experts at Stromsoe Insurance Agency in Murrieta, California.  We are ready to get you covered today.

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