Stromsoe Insurance is the Talk of the Town!

Coronavirus has shaken the way we live and do business, leaving us all with an unprecedented economic impact to work through. Mike Stromsoe, the Insurance Doc, has been pushing the limits and thinking outside the box to be successful as we find the next normal.

In the below interview with George Preston of Action Coach, Mike talks about having to meet people where they are to provide the support they need for COVID related circumstances and a change in their needs for insurance. In an ever changing environment, your total protection team has been able to build up the infrastructure to transition to remote working while still providing top-notch service. With incredible tools and resources, the SIA Team is able to continue learning and growing, through consistent training and team meetings via Zoom, for example.

Mike discusses with George Preston of Action Coach how he hopes to be able to get together with his team again in the near future, remembering back to the days of fist bumps and connecting with his team on a daily basis.

Check out the whole interview here!

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com

PS Here’s a few words from a local business owner that trusts the SIA team: 

” Mike and the Stromsoe Insurance Agency team are always on top of everything. I needed some updates on my insurance, called that morning, it was done by early afternoon. You guys rock would not have my insurance with any other agency” 

Dr. Andrew Arriola – Murrieta, CA – Client since 1991

 

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Below is a link with all of the details:

Complete Satisfaction Guaranteed with Every Policy

Are YOU the Next Winner in the 2020 Vision Referrals Program?!

Mike Stromsoe – the Insurance Doc and Teammate Kendall are ready to draw the next WINNER in the 2020 Vision Referral Rewards Drawing … And The Winner IS… Nichole Nolan from State Farm!

P.S. Have YOU nominated YOUR Community Champion? Nominate someone in your community today – CLICK HERE

If you know someone who could benefit from our insurance programs, please have them call 951-600-5751, text 951-482-8144 or email insure@siaonline.com and make sure they mention YOUR NAME! You automatically WIN gift cards, prizes AND a donation to your favorite charity! With our 2020 Vision, we will Inspire Happiness in your referrals! If you would like to learn more about the 2020 Vision Referral Program, please visit https://siaonline.com/referral-rewards-program/

YOUR Total Protection Team would like to thank all of our awesome Clients and friends for your kind referrals to our team – Grateful for YOU!!

Who’s the Next Non-Profit Spotlight?

Up in the Idyllwild Mountain Communities, reaching areas like as Paradise Corners, Pine Cove, Mt Baldy Ranch, Garner Valley and Mountain Centers, there is an incredible non-profit providing compassion, socialization and support to the communities’ seniors. Idy’s Helping Hands connects their seniors with the services they need to live and age in place with dignity and grace. “[Their] highest goal as an organization is to enrich the lives of [community] seniors and adult disabled residents through heart-centered compassionate practices of companionship, socialization, emotional support and engagement in meaningful, leisure-based activities designed to promote well-being and happiness.”

Through local volunteers and generous donations, they are able to provide connections to resources and help with the supporting paperwork, transportation for appointments, food bank pick up & delivery, home visits & well checks, respite services for home caregivers, help with running errands, socialization both with volunteers and with the other seniors in the community, and outreach phone calls. They have sought out to inspire compassionate connections and to bring their seniors out of isolation, even if how they do that has changed in the current climate.

Debbie Daniels, the Executive Director & Treasurer, was an Administrator for an Assisted Living Facility for 7 years. She would come in when she had time off and during holidays so that she could interact with the residents without being pulled away to complete her administrative tasks. When she moved to Idyllwild, she knew she wanted to get involved with the community by supporting the growth of companionship for seniors. Her passion turned into Idy’s Helping Hands.

In the uncertainty of Coronavirus, the way that we all function changed dramatically, but the need for socialization and companionship did not go away. Idy’s Helping Hands delivers Healthy At Home lunches every Thursday to the seniors, adults with disabilities and high risk residents on the hill and in surrounding areas. In just 10 weeks they have delivered 315 meals, delivering up to 54 meals a week with the help of your donations and partnerships with local eateries like the Red Kettle and Amelia’s Donuts. They were even able to deliver beautiful lilac bouquets in glass vases when the lilac farm, Alpenglow Lilac Gardens, wasn’t able to open for the season. This program is more than a sandwich; the sandwich is a vehicle in which Debbie explains, “we show up and they feel acknowledged, valued and appreciated.”

If you would like to support Idy’s Helping Hands, please visit their website to volunteer or donate. Additionally, if you have an idea of how to continue their quest of compassion and socialization for the seniors in Idyllwild and the surrounding areas, please contact them through their Facebook page.

If you would like to learn more about how we can serve and protect your non-profit , call and speak with a member of the Stromsoe Insurance Total Protection Team at (951) 600-5751.

What Types of Insurance Do You Need If Your Business Operates Online?

Cyber Liability

Your digital business should secure itself and its information while online. In the event of a data breach, cyber liability insurance will protect your business IF you have the right coverage forms. If information is hacked or leaked, it’s not a pleasant experience when the information is stolen AND there are high costs associated with the aftermath of an information leak. A robust cyber liability insurance policy can protect you and your business. These overages and more should be included:

  • Ransomware expenses
  • All Inclusive Business interruption costs
  • Computer restoration
  • Comprehensive Cyber Crime, including “Cryptojacking”
  • Public relations help
  • Hardware replacement
  • Legal fees
  • No risk management warranties
  • Unlimited first party reinstatement
  • Risk management services included
  • 24/7 Claims hotline with advice from Cyber Specialists
  • $-0 deductible
  • 90 forensic experts and data breach attorneys at your fingertips

Commercial General Liability

Commercial General Liability is comprehensive insurance, making it a must for the owners of online companies. It offers compensation for accidents and damage to property that occur at the premises of the company. Remember, if you’re selling a product and someone gets hurt by it, the manufacturer might be sued, but you likely will also be sued.

And As You Grow, Don’t Forget About:

Employment Practices Liability

You will need to start thinking more about defending yourself and your company as your company expands and you continue to hire more employees. Everybody wants a healthy work environment, but the fact is, there will be issues with employees. Whether or not the concerns are valid, they are important and you should be covered.

Employment practices liability covers businesses from things like:

  • Discrimination
  • Wrongful termination
  • Harassment
  • Invasion of privacy
  • Negligent evaluation
  • Mismanagement of employee benefits
  • Miscellaneous employment-related issues

Who are covered by the liability insurance plans for work practices? You, the proprietor of the company, are safe. There are the higher-ranking staff, such as managers or directors. There are also some policies that will protect employees.

 

Workers Compensation

Have you hired employees for your business? If so, you need workers compensation insurance policy. Accidents happen and you want to be prepared for them.

A workers compensation policy protects the workers for injuries and illnesses that occur when they’re on the job. If an employee needs time off to heal, then this is also covered. Workers compensation is also helpful if an employee is taking disciplinary action over an accident related to the work. Any legal costs related to litigation can be protected by the insurance policy for the job.

It’s important to provide and promote a safe working environment, but it’s also important to be covered by insurance when accidents happen.

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com

PS Here’s a few words from one business owners that trust Stromsoe Insurance Agency:
“SIA has been our insurance partner of choice for more years than I can remember. They take care of everything – our business, rental properties and all of our personal policies. We have always been impressed with the level of customer service and they always go the extra mile to make sure we are well taken care of. The SIA team is always there when we need them the most. Most importantly, we trust them !!       Stefani and James Laszko – Mythos Technology, Temecula, CA  – Client since 1999

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!

Independence Day Recipe: Summer Corn Salad

Ingredients:

  • 4 cups fresh or frozen corn
  • 1 cup cherry tomatoes, halved
  • 1/3 cup crumbled feta
  • 1/4 cup red onion, finely chopped
  • 1/4 c basil, thinly chopped
  • 3 tbsp olive oil
  • 1 small lemon, juiced
  • sea salt and fresh ground pepper

Directions:

  1. Toss ingredients in a large bowl, season with salt and pepper to taste. Best served chilled.

Prep Time: 15 min
Yields: 6 servings

 

For more Independence day recipe ideas visit:

https://www.delish.com/4th-july-recipes/

Have You Nominated YOUR Community Champion?

The world around us is full of inspiring people, heroes both big and small, who dedicate themselves to making change happen at different levels.

In 2000, Rotarian and former Royal Navy search and rescue diver Tom Henderson founded ShelterBox to provide emergency shelter to people affected by disasters and humanitarian crises around the world. What started as an idea in Cornwall, UK has now sheltered more than 1.5 million people in more than 100 countries around the world.

Last year, a 9-year-old boy of Napa, CA saw a story of a 5-year-old who was denied lunch because she couldn’t pay for it. He then decided to collect his allowance to pay off the lunch debt that had been accrued by students at his school, stating “Well, I don’t want my classmates to have to pay for that [debt].”

Inspiring people can come from anywhere, but they don’t often get the recognition they deserve for their selfless acts. We’d like to help change that.

  • Do you know a teacher who is working hard to support their students in a new COVID reality?
  • Do you know a healthcare worker putting themselves at risk to be available to save others’ lives?
  • Do you know a police, fire or emergency service man or woman running into danger to keep everyone else safe?
  • Do you know any children pulling their pennies to inspire and create change?

These are only a handful of examples of those who work hard to improve this community.

If you would like to nominate someone in your community as the champion for change they are, please fill out this form for them to be considered for the next Stromsoe Insurance Community Champion!