Urgent Update for Small Businesses or Self Employed affected by Coronavirus – March 29, 2020

For the most recent update, please click here.

From our families to you and yours, our hope is that you are safe, well and healthy. Our positive thoughts and prayers go out to all those affected in any way.

If you haven’t seen this information yet, we hope it helps. It’s a great article that answers your questions on the Paycheck Protection Program:

(1)Who is eligible?
(2)For how much and how long?
(3)How is it calculated?
(4)What should you be doing?

Click HERE for the article.

If there is anything more we can be doing to help you or anyone you know, please reach out to us @SIATeam

Stromsoe Cares COVID-19 Update March 26, 2020

Committed to Protecting You and Open to Serve You: Stromsoe Cares COVID-19 Update March 26, 2020

The U.S. Senate passed a $2 trillion Coronavirus stimulus bill designed to provide economic relief to all Americans. The bill is now with the U.S. House of Representatives, and then will go to President Trump for his signature. Officials believe the bill is expected to pass the House and be approved by the White House on Friday.

Included in the bill is the “Keeping American Workers Paid and Employed Act,” which provides $350 billion in loans for small businesses to cover salary, wages, and benefits worth 250% of an employer’s monthly payroll, with a maximum loan of $10 million. Loans will be forgiven for qualifying groups, those who use the loan to keep employees on payroll, pay rent and insurance premiums, and other guidelines in the law. Please tell clients to consult a tax professional for answers to questions.

For a copy of the details before the House, click here.

Businesses with fewer than 500 employees will work with the Small Business Administration (SBA) to get more information and apply for a loan.

Please note: the bill is not yet passed.

COVID-19: Frequently Asked Questions Concerning California State and Local Orders

Your Stromsoe Insurance Agency team members are working remotely to serve and protect you.

Here’s 5 easy ways to reach Stromsoe Insurance anytime:

Phone: 951-600-5751
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com
Payments and claims: https://siaonline.com/payments-claims/

Your understanding that your experience with us may be a little different during this time of uncertainty is greatly appreciated. Although our physical office is closed, our team remains 100% committed to serving you.

Below are resources to help you in these unprecedented times:

Policy Billing:

Below is helpful information to help you navigate keeping your policies in effect through these times:

60 Day Billing Grace Period Notice from Insurance Commissioner

AmTrust Insurance

Hanover Insurance

Hartford Insurance

Kemper Insurance

Liberty Mutual Insurance

Mercury Insurance COVID-19 Update 03-26-2020 and Mercury Insurance Billing

Nationwide Insurance

Progressive Insurance

Safeco Insurance

State Fund Insurance

Travelers Insurance

Business Insurance Resources:

Family First Coronavirus Response Act (FFCRA) – Employee Rights Poster

Webinar about HR, Business and Covid-19

Business Interruption and Delivery Insurance

If you are in need of HR services, please contact us about our proprietary HR program (ThinkHR.com). In this time of need, we are offering this program to help and assist you at no cost to you.

If you need any other assistance, or have questions about insurance or any other subject, please reach out to us. We are here to help and support you, your family and your business in any way humanly possible.

Phone: 951-600-5751
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com
Payments and claims: https://siaonline.com/payments-claims/

We appreciate this and every opportunity to serve you!

With Gratitude,

Mike Stromsoe and Your Stromsoe Insurance Total Protection Team

Stromsoe Cares COVID-19 Update March 24, 2020

Committed to Protecting You and Open to Serve You: Stromsoe Cares COVID-19 Update March 24, 2020

For the latest update, please see Stromsoe Cares COVID-19 Update March 26, 2020.

Your Stromsoe Insurance Agency team members are working remotely to serve and protect you.

Here’s 5 easy ways to reach us anytime:

Phone: 951-600-5751
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com
Payments and claims: https://siaonline.com/payments-claims/

Your understanding that your experience with us may be a little different during this time of uncertainty is greatly appreciated. Although our physical office is closed, our team remains 100% committed to serving you.

Below are resources to help you in these unprecedented times:

Policy Billing:

Below is helpful information to help you navigate keeping your policies in effect through these times:

60 Day Billing Grace Period Notice from Insurance Commissioner

AmTrust Insurance

Hanover Insurance

Hartford Insurance

Kemper Insurance

Liberty Mutual Insurance

Mercury Insurance

Nationwide Insurance

Progressive Insurance

Safeco Insurance

State Fund Insurance

Travelers Insurance

Business Insurance Resources:

Webinar about HR, Business and Covid-19

Business Interruption and Delivery Insurance

If you are in need of HR services, please contact us about our proprietary HR program (ThinkHR.com). In this time of need, we are offering this program to help and assist you at no cost to you.

If you need any other assistance, or have questions about insurance or any other subject, please reach out to us. We are here to help and support you, your family and your business in any way humanly possible.

Phone: 951-600-5751
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com
Payments and claims: https://siaonline.com/payments-claims/

We appreciate this and every opportunity to serve you!

With Gratitude,

Mike Stromsoe and Your Stromsoe Insurance Total Protection Team

Is Your Home Insured to its True Value?

One of the biggest investments you make is purchasing your home. Did you know there is a difference between market value and replacement cost of your home and belongings?

Your home’s market value is the value determined by an appraisal and will include the status of the overall economy, your neighborhood’s property values, the condition of your home, the materials used to construct your home, and how much it’s worth in the current market. This is different from how much it would cost to rebuild the home if there were damage. Replacement cost is the estimated cost to construct a building with equal utility to the building being appraised, at current prices.

In the case of disaster, you’ll want enough homeowners insurance to rebuild your home, help replace belongings, to be used as support if you’re unable to live in your home and to protect your financial assets in the case of liability to others.

What are some of the factors that affect the rebuilding of a home?

  • Construction costs in your area
  • Structure square footage
  • The type of frame, masonry or veneer used for exterior wall construction
  • The style of the structure
  • The number of bathrooms and other rooms
  • The roofing materials used
  • Garages, sheds and other structures on the land
  • Fireplaces, exterior trim, arched windows and other special features
  • Whether the house was custom built, even if only in part
  • Improvements you’ve made that have added value to your home

Do you know if your home is insured to its value? My name is Sarah and I can help make sure it is…give me a call at 951 600 5751

Are YOU the Next Winner in the 2020 Vision Referrals Program?!

Mike Stromsoe – the Insurance Doc and Teammate Yesica are ready to draw the next WINNER in the 2020 Vision Referral Rewards Drawing … And The Winner IS… Rickey Donnell!

If you know someone who could benefit from our insurance programs, please have them call 951-600-5751 or email insure@siaonline.com and make sure they mention YOUR NAME! You automatically WIN gift cards, prizes AND a donation to your favorite charity! With our 2020 Vision, we will Inspire Happiness in your referrals! If you would like to learn more about the 2020 Vision Referral Program, please visit https://siaonline.com/referral-rewards-program/

YOUR Total Protection Team would like to thank all of our awesome Clients and friends for your kind referrals to our team – Grateful for YOU!!

Does Your Vehicle Wrap Have Separate Coverage?

Do you advertise your business with a vehicle wrap? We know that vehicle advertising can generate between 30,000 and 70,000 daily impressions, but is your vehicle wrap properly insured?

Did you know that you must carry a commercial policy for your vehicle’s liability and a separate coverage for the advertising liability? Your insurance could be void if your car has been wrapped and you don’t declare it. This is classified as a modification, post-registration.

To ensure the best coverage and pricing, give me, Ann, a call at 951 600 5751.

 

Here’s What to Read Next:

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com

PS Here’s a few words from people that trust Stromsoe Insurance Agency:
“SIA has helped my husband and I find the lowest rates for our car, home and business insurance. We are very happy with the service that SIA provides us. We would like to thank Cherie Wachel, but specially Shauna Smith who is always very helpful and very nice, she always has the perfect answer for all of our questions. Thanks.”
Luz Ma Silver – Silver Cleaning – Client since 2005

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!

Let Stromsoe Insurance Find YOU a Deductible That Fits Your Budget!

Nearly every insurance policy comes with a deductible, but how much is the right deductible for your budget?

Having a higher deductible may help lower your premium – but in the unfortunate event you have to utilize your deductible, coming up with a large sum of money during a difficult period can be uneasy. You’ll be surprised to find out that lowering deductibles isn’t as costly as you may think. Let our team of protection coaches find you the deductible that fits your budget!

We are so grateful for the opportunity to serve and protect you, your loved ones and everything you work so hard for! What more can we do for you?

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: insure@siaonline.com
Text: 951-482-8144
Web: www.siaonline.com

PS Here’s a few words from people that trust Stromsoe Insurance Agency:
“SIA has helped my husband and I find the lowest rates for our car, home and business insurance. We are very happy with the service that SIA provides us. We would like to thank Cherie Wachel, but specially Shauna Smith who is always very helpful and very nice, she always has the perfect answer for all of our questions. Thanks.”
Luz Ma Silver – Silver Cleaning – Client since 2005

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!