Learn from the devastation of this year’s wildfire season.
This year, the state of California experienced some of the worst wildfires in its history. The flames engulfed acres of land, leaving many homeless or with extensive damages to their properties. However, amidst all the tragedy, we can all learn something from the devastation of this year’s wildfire season. Here are some of the main takeaways.
Update Your Coverage
Many California homeowners who attempted to file insurance claims for their damages found out that they did not have enough coverage to address all their repairs. Without the necessary coverage, the cost of rebuilding or repairing their homes came out of their own pockets. If you do not want to find yourself in this awful situation, make sure you regularly review your policy’s coverage limits. Look over your policy on an annual basis and adjust your coverage to account for inflation, higher property values, and increasing building and labor costs. By updating your coverage, you can ensure that you are covered for whatever comes your way.
Be Ready for Emergency Evacuations
Aided by high winds and dry weather conditions, this year’s fires traveled very quickly. Oftentimes, homeowners suddenly found themselves in a fire’s path and were forced to evacuate their homes with very little warning. This reminds us how important it is to be ready for any emergency situation. If a fire or another natural disaster is predicted to hit your area, you should be prepared for the worst. To prepare for an evacuation situation, pack an emergency kit that contains your important documents, cash, first aid supplies, food, water, essential pet supplies, easy-to-carry valuables, and so on. Prepping your kit now will help you feel calmer and more in control if you are forced to evacuate your home.
These are some of the things that homeowners can learn from this year’s wildfire season. Are you looking for the right insurance to protect your home from fire and the other risks that you face? If so, contact the experts at Stromsoe Insurance in Murrieta, California to get started today.