Halloween Home Safety Tips

Get your home ready for a safe Halloween night.

Halloween is right around the corner! As you and your family pick costumes and stock up on candy, it’s also important to prepare your home for all your Halloween visitors. Here are some of the things you should take care of leading up to and on Halloween night to keep your guests and your home safe.

Decoration Safety

When decorating your home, it’s important that you do not hang heavy decorations overhead. This is because these decorations could cause property damage or injuries if they were to fall. Additionally, it’s important that you do not decorate using real candles, not even in your jack-o-lanterns. Using real candles will increase your home’s chance for fire, and your guests’ chance for burns. Finally, make sure that you don’t leave small decorations on your lawn or walkways. These decorations could pose a tripping hazard for your Halloween visitors.

Preventing Vandalism

On Halloween night, there is an increased chance for vandalism and car theft. To reduce your risk of being targeted, leave your home’s external lights on all night. Vandals will be less likely to hit your home for fear of being spotted and caught. On Halloween night, you should also be sure to park your car in the garage and bring all your outdoor furniture inside. This will ensure that your belongings are not stolen or vandalized by Halloween pranksters.

Protecting Your Pets

Finally, you should also be sure to protect your furry friends this Halloween. To start, the constant arrival of visitors can cause your pets to become stressed, making them more likely to run away or act aggressively. For the safety of your pets and your visitors, consider keeping your pets in a secure location away from your front door. Additionally, make sure you don’t feed your pet any human Halloween treats. Many human foods (such as chocolate) are actually toxic to animals.

These are some of the suggestions you should try to keep your home and visitors safe this Halloween. Want another way to safeguard your home? Make sure you have the right homeowners insurance protections in place. For assistance with all your home coverage needs, contact the experts at Stromsoe Insurance Agency in Murrieta, California. We are ready to get you covered today.

National Cyber Security Awareness Month: Protecting Your Data

Try out these suggestions to protect your company’s sensitive data.

Did you know that October is National Cyber Security Awareness Month? In honor of this month, take steps to protect your business against the various online risks that it faces. Here are some of the cyber security tips you should try.

Train Your Staff

One of the best ways to prevent a major cyber attack is by training your staff on how to best handle your company’s sensitive data. For instance, train your employees on how to safely input important information, as well as the protocols they should follow for accessing and distributing it. Additionally, your employees should know to never leave their devices unattended while they are logged in to your company’s system.

Change Passwords Frequently

Another way to prevent a major data breach is by frequently updating your company’s login information. For instance, you should change your company’s passwords on a monthly basis. Passwords should contain a series of upper-case letters, lower-case letters, numbers, and special symbols to make them harder for cyber criminals to crack.

Update Your Anti-Virus Software

Finally, be sure to update the security software on all your company’s devices. Cyber risks are constantly evolving, and security software developers are continuously updating their product to keep up with these emerging risks. By making sure you have the newest version of this software installed on your devices, you can ensure that you have the best protection against viruses, malware, and spyware.

These are some of the suggestions you should try to protect your business’s sensitive data. Want another way to keep your company safe? Make sure you have the right business insurance in place. For assistance with your commercial insurance needs, contact us at Stromsoe Insurance Agency in Murrieta, California today.

Why Basic Homeowners Insurance is More Comprehensive Than You Think

Here are some of the surprisingly comprehensive insurance coverages that come standard with your homeowners policy.

While you might assume that your standard homeowners insurance policy only offers minimal coverage, this assumption is far from the truth.   In actuality, even the most basic homeowners policies include coverage that extends beyond protecting your property from physical damages. Here are some of the unexpectedly comprehensive coverages included in your policy.

  • Personal Property Coverage

The coverage that addresses physical damages to your home also extends to your personal possessions. This means that the belongings that are damaged, stolen, or lost during a break-in, act of vandalism, fire, extreme weather event, or other claims event will be covered up to your policy’s coverage limits.

  • Personal Liability Coverage

Your homeowners insurance also offers personal liability coverage. This coverage offers financial protection in the event that you or another covered member of your household is legally responsible for another party’s injuries, property damage, or other losses. This coverage is useful because it travels with you and your family to ensure that they are protected, even if liability issues arise away from your home.

  • Loss of Use Coverage

Loss of use coverage helps you pay for the costs associated with living away from your home. Generally, loss of use coverage kicks in when your home sustains such serious damages that it is temporarily uninhabitable. This portion of your homeowners insurance will help you cover things like hotel stays, restaurant bills, and even gas for your car if your commute is longer than what it usually is from your home.

These are some of the coverages that are included in your standard homeowners insurance policy. Want to learn more about the wide array of coverages you can expect from your home insurance? If so, contact the experts at Stromsoe Insurance Agency in Murrieta, California. Our dedicated team is ready to assist you with all your coverage needs today.