Are You The Grand Prize WINNER ?

Mike Stromsoe, The Insurance Doc, and teammate Maritza Ganime are ready to draw the Grand Prize WINNER in the 2017 Inspiring Happiness Referral Rewards Program…

Drum Roll please…..

We are so very grateful for all of your kind referrals to our team in 2017!  Thank YOU!!!

We are putting the final touches on the 2018 Referral Rewards Program… Watch for the details coming your way soon!

If you have any questions or comments, please just let us know.  You can reach our friendly team at 951-600-5751 or email insure@siaonline.com.

What more can we do for you?

Wishing you and your loved ones a safe holiday weekend!

Gratefully,

Mike Stromsoe and the Stromsoe Insurance Total Protection Team

Workplace Earthquake Safety Tips

Prepare your business for the threat of an earthquake.

If you live in California, then you know that the threat of an earthquake always looms overhead. That’s why it’s so important to have an earthquake preparedness plan for your home, family, and place of business. Not sure how to get your business ready for an earthquake? Here are some steps you should take.

Create a Disaster Plan

One of the first things you should do to prepare your business to respond to an earthquake is create a disaster plan. Your plan should cover emergency evacuation procedures, designate a safe meeting spot for your staff, and account for employee check-in after an earthquake. Additionally, your plan might want to address who will assist people with disabilities, conduct search and rescue, administer first-aid, and so on. Once your plan is laid out in full, it’s important to make sure you hold regular earthquake drills so your staff knows what to do when a real earthquake hits.

Identify Workplace Hazards

Another way to be prepared for an earthquake is by conducting a hazard hunt around your office. You should go around your workplace and document anything that could pose a risk during an earthquake. For instance, things such as tall shelves, heavy lighting fixtures, glass windows, and filing cabinets are just a few of the items that could injure an employee during an earthquake. Once you complete your hazard hunt, make sure you address every item on your list and look for ways to reduce the risk they pose to your employees.

Know What to Do When the Shaking Starts

Finally, it’s important that all of your employees know what to do to stay safe when an earthquake actually starts. Hold a staff meeting in which you explain the proper safety measures they should take when things start shaking. For instance, advise your employees to dive under their desks or a nearby table and stay there during the duration of the shaking. If there aren’t any desks nearby, then standing underneath a doorway is also an effective safety measure. Advise your employees to crouch to protect their internal organs from damage, and t0 use their hands to protect the back of their necks.

Take these steps to ensure that your business is prepared for an earthquake. Want another to prepare your business for a natural disaster? Make sure it has the proper insurance protections in place. To find the best policies to fit your needs, contact the experts at Stromsoe Insurance Agency in Murrieta, California. Our dedicated team is ready to get you the coverage you need today.

What to Look for When Car Shopping for Your Teen

Choose the perfect car for your teen driver.

Looking to surprise your teen with their very own car this holiday season?  Then make sure you choose the right car for their needs.  If you aren’t sure where to start, here are some considerations that will help you narrow down your search for the perfect vehicle.

New or Used

One of the first things you will have to decide is whether to get your teen a new or used car.  New cars are good options because they offer updated safety features, are reliable, and do not usually require much maintenance.  However, new cars are expensive and they can be costly to insure.  Used cars present a more affordable option; they are generally cheaper to buy and insure than new cars.  Additionally, many newer used cars offer safety features comparable to brand-new cars.  However, keep in mind that used cars can be unreliable and may require costly maintenance.

Size

Another thing you should determine is whether a large or small car will be better for your teen.  While big cars provide more security in the event of an accident, they are difficult for inexperienced drivers to handle, which can make your teen more likely to get into an accident.  On the flip side, small cars are generally very easy to drive and park.  However, they may not do as much to protect your teen if they are in a collision.

Safety

While your teen might be dreaming of a sports car, what your teen wants isn’t always what’s best for them.  Sporty cars, or cars with powerful engines are often too fast for a teen to safely handle.  Additionally, these types of cars might encourage your teen to drive recklessly in an attempt to “show off.”  Instead of a flashy sports car, narrow your car search to vehicles that offer safety features such as anti-lock braking systems, electronic stability control, and side and curtain air bag systems.

Keep these factors in mind to help you select the perfect car for your teen driver.  Once you find the right car, make sure it has the insurance protection it needs.  To find the best policy to fit your needs, contact the experts at Stromsoe Insurance Agency in Murrieta, California.  Our dedicated team is ready to get you covered today.

Protect Yourself as You Shop Online

Learn how you can stay safe as you shop online.

Planning on doing your holiday shopping online this year?  Then it’s important to remember that the internet is host to many predators and criminals.  Protect yourself and your financial information as you shop by taking these safety precautions.

Stay on Familiar Sites

One way to protect yourself as your shop online is by staying on sites that you know and have used in the past.  Now is not the time to try out a new online vendor or buy from a company you’ve never heard of before.  By sticking to well-known online retailers, you can reduce your risk of falling into a trap and having your credit card information stolen by a cyber criminal.

Don’t Give Personal Info

Any site that asks for personal information that is unrelated to your purchase should raise a red flag.  If a retailer requests information such as your date of birth or social security number, you should abandon this website immediately.  The only information a retailer should ask you for is your billing, shipping, and payment information and, on occasion, your phone number and email address.

Be Proactive

Finally, you can stay a step ahead of online predators by installing good anti-virus software on your computer.  This software will alert you if a website is not secure, or if it is compromised in any way.  Additionally, having this software can protect your computer from any pop-ups or emails that might contain viruses or malware.

Take these precautions to protect yourself as you shop online.  Want another way to stay safe this holiday season?  Make sure you have the proper insurance protection in place.  To find the right policies to fit your needs, turn to the experts at Stromsoe Insurance Agency in Murrieta, California.  Our dedicated team is ready to assist you with all your insurance needs.  Contact us to get started today.

The Importance of Conducting a Year-End Insurance Review

Find out why reviewing your insurance at the end of the year is more important than you think.

With 2017 coming to an end, you might be thinking about all the possibilities that the New Year holds.  However, before you get too caught up in your plans for the coming year, it’s important to take the time to review your various insurance policies.  Here are some of the reasons why conducting a year-end insurance review is important for you.

Updating Your Information

One reason why it’s important for you to review your insurance policies is to ensure that all your information is accurate and up-to-date.  Whether you renovated your home, got a new car, had a child, or so on, there were probably changes in your circumstances over the past year.  It’s important that these changes are reflected in your various insurance policies.  If your insurance company does not have your most current information, they could refuse to renew your policy, or, even worse, refuse to cover a claim.

Checking for Mistakes

Another reason you need to review your insurance policies is to make sure that there aren’t any mistakes.  One of the things you should be most careful to look for are premium increases.  While many premium increases are legitimate and can be explained by your insurance agency, sometimes these increases are the result of an error.  Investigating any of these changes in your policy is the best way to ensure you aren’t paying more for your insurance than you have to.

Getting More Discounts

Finally, you should review your insurance to make sure that you are getting all the discounts and reduced rates that you qualify for.  Oftentimes, changes in your circumstances mean that you now qualify for discounts that were not previously available to you.  Making sure that these new discounts are applied to your policies will save you a significant amount of money on your insurance for the coming year.

These are some of the reasons why you should review your various insurance policies this December.  If you have any questions regarding your policies or if you simply want to get the coverage you need for the coming year, contact Stromsoe Insurance Agency.  Located in Murrieta, California, we are ready to address all your insurance needs.