JULY 2017 ISSUE OF THE PROTECTION COACH

The July 2017 update of Mike Stromsoe’s The Protection Coach® has arrived.  This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency.

The Protection Coach® – July 2017 (Click Here to Download)

Inside this edition..

  • Welcome Our Newest Team Members—TWINS!!
  • Camper Trailer Tips
  • Want To Save Money? Check It Out!
  • Quick Tips: 4th of July Safety Tips
  • Our Client Of The Month for July is David & Christine Ripka of Ripka’s Equipment Repair.  Thank you so much for allowing us the opportunity to serve and protect everything you work so hard for.

Start Your Morning Right – Natural Smoothie That Heals the Gut & Boosts Energy

Make these delicious green smoothies to keep you healthy and energized all day long.

As summer comes to an end, it means less time being spent outside and less daily exercise. Luckily there exist some foods that naturally boost our energy and even clean and keep our gut healthy. Smoothies are a great way to ingest these foods because they are easy to take with you on-the-go, and you can cram a lot of nutrition into every glass. Making the perfect smoothie is subjective, of course, but we find that blending the ingredients well, and keeping it simple usually get the trick done.

Gut-Healing Green Smoothie (Serves 2)

  • 1/2 avocado
  • 1 banana (frozen, if you want)
  • 1 tablespoon chia seeds
  • 2 tablespoons of ground flaxseeds
  • 2 cups of kale leaves
  • 2 1/2 cups of water
  • 4 tablespoons of hemp seeds

Nutritionally Packed Green Smoothie (Serves 2)

  • 1 cucumber (chopped)
  • 1 lemon (juiced)
  • 1 tablespoon ginger (peeled and grated)
  • 1 tablespoon ground flaxseed
  • 1 1/2 cups of water or almond milk
  • 2 pears (peeled and chopped)
  • 4 cups of kale leafs
  • 5 ice cubes

Post-Workout Green Smoothie (Serves 2)

  • 1/2 of an avocado
  • 1 banana (frozen, if you wish)
  • 2 cups of baby spinach
  • 2 scoops of protein powder
  • 2 cups of cold water or almond milk

The best way to prepare these ingredients is to place them inside of the blender and mix until it is smooth and creamy. If you like pulp, then mix it for less time to get the little pieces of fruits and vegetables swimming around.

Insuring a Coupe vs. a Sedan

Decide on which ride is best for you.

Don’t ever judge a book by its cover! Conventional wisdom might suggest that a bright and attractive coupe might be more to insure than your run-of-the-mill family sedan. However, it’s always important to remember that a lot more goes into calculating car insurance premiums. Aesthetics are just the tip of the iceberg; statistics play a heavy part, as well.

What’s the difference between a coupe and sedan?

This definition is actually fairly simple! A sedan is typically referring to a vehicle with four doors, while a coupe suggests just having two doors. The word coupe actually stems from the French word for “cut” referring to the traditional way that original coupes “cut out” the rear seating areas completely.

Recent coupe models now have the best of both worlds.

They have two rows of seating while also keeping the sleek two-door appearance that drivers love. The coupe is starting to change to appeal to a larger market by increasing backseat legroom. However, sedans almost always offer a roomier backseat than its counterpart.

How well does your car protect its riders?

A car’s safety features can help keep passengers safe while also helping you cash in on discounts on your premium. The idea that you’ll be less likely injured in a crash is both important to you and your insurance company. Theoretically, if your coupe tends to protect passengers more efficiently than a rival sedan, the coupe could pay less for coverage.

How expensive is it to repair or replace your vehicle?

Accidents are far more common than we’d like to admit. It’s the insurance provider’s responsibility to try to make things correct again. Because of that, insurers will consider how pricey repair and replacement costs may be after a major accident. Whether it’s a coupe or sedan is less important than the overall cost of replacement.

Now that you know what type of factors play into the cost of insurance, be sure that you secure the right policy for your needs. At Stromsoe Insurance, we’re dedicated to giving each driver the coverage they can count on. Visit us today to get started.

Insuring Your Home Business

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment.

If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage for business equipment, which is likely not enough to cover all of your property associated with your business. As a business, you will likely need coverage for liability and lost income. You put blood, sweat, and tears into your business so insuring it is important for its livelihood.

Regardless of what insurance policy you choose, you need professional liability insurance. Here are the three basic kinds of liability insurance you should consider — depending on the nature of your business.

  1. Homeowners Policy Endorsement

You may not need to take out an entirely different policy. A homeowners policy endorsement just adds protection to your already existing homeowners policy to double your standard coverage for business equipment like computers and printers.

  1. In-Home Business Policy

An in-home business policy provides more comprehensive coverage than the homeowners policy endorsement. In addition to the protection for your business, this policy could reimburse you for the loss of important papers and records. It may even pay for the income you lose if your home is so badly damaged from a covered peril that it forces you to temporarily pause your business.

  1. Business Owners Policy (BOP)

If your business is on the bigger side of things, as far as home businesses are concerned, then homeowners insurance policy and any add-ons won’t exactly cut it. It covers business property and equipment, loss of income, extra expenses, and liability—like the other policies, only on a much grander scale.

Whichever you choose is best for your business, it’s important to realize that not even your business is immune to dangers. Contact Stromsoe Insurance, your independent insurance agency, to learn how you can safeguard your hard work with business insurance for your small business.

Healthy Office Snacks for an Energized Team

Offering a selection of healthy snacks helps your team to stay on point.

You expect your staff to spend a lot of time at the office, so why not try to make the most of it? Offering tasty and healthful snacks can help keep energy, spirits, and productivity up – all at relatively little cost to your business. What kind of snacks are best for the office? Use this guide to the top healthy choices for stocking your breakroom.

Fruit & veggies

It shouldn’t be surprising that fresh fruits and vegetables are nutritionists’ top picks for healthy snacking. Most Americans aren’t getting enough servings of these crucial food groups, so by offering them, you can help your team overcome this deficit. If you’re having trouble keeping fresh produce in stock, consider unsweetened dried fruit. Packed with fiber and nutrients, this is a fantastic long-lasting option.

Nuts

Help your team fit in their healthy fat and protein by offering mixed nuts. Raw and unsalted nuts will be better for your staff’s health, but offering some roasted or salted options can help mix things up.

Sandwich or rice cake bar

Looking for something customizable? Consider setting up a whole wheat sandwich or brown rice cake bar. Your team can then load up their grain of choice with peanut butter, sliced bananas, or their other favorite toppings.

Water

Switch out the sugary drinks and caffeinated beverages for bottled water. Even being a little dehydrated can wreck havoc with our concentration and energy, so be sure to sip on water throughout the day.

So you can focus on feeding your team, let us focus on covering your hard-to-insure risks. To learn more about how our workers’ compensation programs and products have been serving thousands of insurance agents across the nation, contact Stromsoe Insurance today.

JUNE 2017 ISSUE OF THE PROTECTION COACH

The June 2017 update of Mike Stromsoe’s The Protection Coach® has arrived.  This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency.

The Protection Coach® – June 2017 (Click Here to Download)

Inside this edition..

  • Celebrating All The Cool Dad’s!!
  • Teen Driving Tips for a Safer Summer
  • Recipe: Summer Corn & Tomato Pasta
  • Quick Tips: Summer Heat Safety
  • Congratulations to Maria & Miguel Jimenez, our Awesome Clients of the Month! Thank you for the opportunity to serve and protect you!

Special Reminder: 

We could not be more excited to help paint our community Red, White & Blue!! Starting June 5th-June 19th we’ll be handing out American Flags for the Stromsoe Insurance Flag Exchange Event.  Also, we will retire your old flags and properly dispose of them!

Click Here For All The Details!