Annual Home Maintenance Tips

Winter may be upon us, but do you know of these annual home maintenance tips every homeowner needs?

The winter can be a punishing season to our homes. The fluctuation in temperature, the rain, and all the other forces of nature that seem like they’re out to get us during the winter can wear on your home’s exterior. Here are some home maintenance tips that you should practice in your home at least once a year.

Annual Home Maintenace Tips

Roof Shingles – As is the case with all matter in the universe, the more you heat an object up, the more it expands. As you it cools, contraction occurs. These changes in size are microscopic, but it affects the structure of that object. Roof shingles are no exception. Make sure that your roof shingles are neither peeling nor clawing.

Check the Gutters – Your gutters serve as a way to expel rainwater and snowmelt away from the foundation of your home. Make sure that your gutters are free from any clutter which can clog your gutters and render them useless.

Examine the Chimney – The winter may have lead you to light your fireplace. Fire creates soot and creosote which can build up in your chimney vent. This is particularly bad because if enough soot builds up, it will not allow smoke to flow and send it back inside your home, which can cause carbon monoxide and dioxide poisoning.

The Portals – By portals, we mean windows and doors. Make sure that they have proper sealing to keep your home energy efficient.

For all of your home insurance coverage needs to keep your home safe from fires and other covered dangers, contact Stromsoe Insurance Agency. We will work with you to ensure you have the right coverage that you deserve, all at the right price to fit your budget.

Is Your Business Ready for a Grand Opening?

Starting your own business is a great accomplishment, but what do you have to do to prepare it for the grand opening? 

Opening your own business takes a lot of blood, sweat, and tears. There’s funding you have to get, a business plan to write, all the licenses for which you have to apply, and employees to hire. After all of that hard work, it sounds like you are finally ready for a party. The grand opening is not only a time to celebrate your hard work, but it’s an excellent opportunity to garner publicity.

Here are a few tips on how you can plan your great grand opening.

  1. Decide Your Budget
    You may be tempted to treat your grand opening as a minor detail. But, a well-planned grand opening is an important part of introducing your business to the public. To have a successful business, you need clients, and a grand opening is a perfect way to do so.
  2. Know Your Market
    Your company’s grand opening needs to not only target your customers but the media as well. Take an ad out in the newspaper to announce your grand opening. This is your chance to start building relationships within your community.
  3. Reasonable Expectations
    Rome wasn’t built in a day and neither will your business. Even if your grand opening is a hit, you will need to make marketing an ongoing priority to keep your business relevant in the eyes of the public.

When it comes to protecting your California business, having the right team of insurance experts behind you can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs. We will work with you to ensure you have the right amount of protection, all at the right price to fit your budget.

Are Your The Grand Prize WINNER?

Mike Stromsoe, The Insurance Doc, and teammate Sarah Long are ready to draw the Grand Prize WINNER in the 2016 ‘G’ is for Gratitude Referral Rewards Program.

Drum Roll Please….

We are so very grateful for all of your kinds referrals to our team in 2016!  Thank YOU!!!

 

We are putting the final touches on the 2017 Referral Rewards Program… The Inspiring Happiness in 2017 Referral Rewards Program.  Watch for the details coming your way soon!

If you have any questions or comments, please just let us know.  You can reach our friendly team at 951-600-5751 or email insure@siaonline.com.

What more can we do for you?

Wishing you a wonderful and safe holiday with your loved ones!

Gratefully,

Mike Stromsoe and the Stromsoe Insurance Total Protection Team

Apps to Keep Your Teen Driver Safe

Apps help us with all facets of our life, and they can even help keep your teen driver safe. 

Getting a driver’s license is like a right of passage for most teens. It’s their first taste of real freedom. Unfortunately for them, the taste of freedom is eerily similar to the taste of growing up and responsibility. Nonetheless, teens are teens and parents are parents. Some parents may not trust their teens to drive–at least for the first few months post-driver’s license. If you want to make sure that your teen is practicing safe driving, download these apps.

Driving Apps for Teen Safety

Drive Smart

Price: Free for the first seven days, then a one-time payment of $14.99 for a lifetime subscription.

Function: With both the basic and plus versions, drivers can set their phone into drive mode, which sends all calls to voicemail while texts are muted and reply with an automatic response. Exclusive to the plus version is the ability to detect when the smartphone is in a moving vehicle and automatically activates the program. The driver can disable this lock, but this notifies the parents.

Canary

Price: Basic version is free; Drive Smart Plus is $4.99 per month.

Function: This app monitors your child’s driving practices. You receive real-time notifications of your teen’s driving behavior, including things like texting, calling, exceeding a predetermined speed limit, encroaching off-limit areas, or staying past curfew. This app drains the battery, so make sure they have a charger in their car to keep their phone from dying.

When it comes to protecting your car, having the right team of insurance experts behind you can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs. We will work with you to ensure you have the right amount of protection, all at the right price to fit your budget.

Common Car Seat Questions

As a new parent, you likely have a lot of questions about your baby’s health and safety, and we’re here to help when it comes to car seat baby safety. 

As soon as your child came into this world, your instincts to keep them protected kicked in. It’s only natural, and that parental instinct can be seen in many creatures across the animal kingdom, from octopuses to crocodiles, to all birds and mammals.

As is the case in the 21st century, we drive nearly every day, and taking your baby outside to explore the world is a healthy part of human development. That means your child is going to drive alongside you and you must ensure their safety. This is where car seats come in, but there are many questions to be asked about car seats. We answer the most common.

Common Car Seat Questions and Answers

  1. How do I know my baby’s car seat is installed correctly?
    Before you hit the road with your little bundle of joy, check with your local Child Passenger Safety Technician (CPST) to ensure that the car seat is correctly installed. You can find one by visiting a local police center or fire station.
  2. How do I know my baby is secure?
    You can use the “pinch test” to make sure that your baby is safe and sound. If you pinch the harness and can gather material, it needs to be tightened a little more.

When it comes to protecting your car, having the right team of insurance experts behind you can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs. We will work with you to ensure you have the right amount of protection, all at the right price to fit your budget.