Is Cheap Insurance Always Best?

Cheap insurance may satisfy the legal requirements but it may not satisfy your real life coverage needs.

We don’t blame you for wanting to save the most money, not all insurance coverage is chump change. You’ve just spent a ton of money on that new car and every penny you can save on your car insurance policy is another penny that you can spend on things you need like food, gas, and the iPhone 7. But when it comes to your coverage, cheaper isn’t always better. We’ll explain why you should look for a policy that covers your needs–even if it does cost a few extra bucks.

Cheap rarely ever translates to good

When is the last time you purchased something cheap and got a pretty good return on investment? In the world of insurance and other items the phrase, “you get what you pay for” may come back to hit us in the face. Minimal payments means minimal protection. Be sure to look at your coverage needs and what your insurance company offers to meet those needs.

There are other ways to save

Just because your rate says one thing, doesn’t mean you are stuck with that number. There are plenty of discounts available to you that can drastically lower your payment. If you’re unsure which discounts are available, talk to your agent about the following discount to see if they apply to you.

  • Claim-free discount
  • Multi-car discount
  • Homeowners discount
  • Good driver discount
  • Switch & save discount
  • Paid-in-full discount
  • Vehicle safety discount
  • Good student discount

When it comes to protecting your car, having the right team of insurance experts behind you can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs. We will work with you to ensure you have the right amount of protection, all at the right price to fit your budget.

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