A Driver’s Guide to Commercial Auto Insurance

As a business owner, you may expect your car to be covered under all crash circumstances but the reality could not be more different. 

Business owners are busy people who have to take meetings and run errands to keep their business alive. This goes double for small business owners. Your auto insurance policy will cover you for personal trips like picking up groceries or driving to a museum, but won’t cover you for business-related trips. So if you’re visiting clients, or running some errands, you may want to think about a commercial auto insurance policy for you, your employees, and your business.

You Need Commercial Auto Insurance If . . .

You take meetings with clients. Driving to and from meetings may be a part of your daily routine, but the fender bender you may find yourself in surely isn’t. Not only does this mess up your schedule, it also isn’t covered by your auto insurance. In this case, a commercial auto insurance covers you.

Your employees run errands. You may think that this is a win-win: you get to give your employee a break from the office, and you get your errands done without leaving your office chair. But if they are to get into an accident, you may find yourself in more trouble than you’d like. Because they were driving for business purposes, it’ll likely be your business that’s held liable. Again, a commercial auto insurance protects you and your employees.

When it comes to protecting your California business, having the right team of insurance experts behind you can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs. We will work with you to ensure you have the right amount of protection, all at the right price to fit your budget.

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