Flash floods can happen very quickly and with little or no warning. Know how to stay safe!
There is no way to deny that El Nino is here. With the recent storms that drenched Southern California, there has never been a better time to ensure you are ready for whatever Mother Nature has in store for the rest of the storm system. One of the most important steps you can take is to create a plan of how to handle a flash flood. This guide to floods and your insurance coverage can help to keep you safe when the water starts rising.
If a flash flood watch is issued, it does not mean that a flood is currently happening. It simply means that the conditions are right for a flash flood to occur. During a flash flood watch, listen for any weather updates and emergency instructions. You should also have a plan of where to go if a flash flood does occur.
A flash flood warning is issued when a flash flood is imminent or is currently happening. During a flood warning, you should get to higher ground and listen to your TV or radio to find out if you need to evacuate. If you are at home, unplug all electrical appliances and turn off gas and electricity at the main source. If you are driving, avoid driving through flood waters, even if they look shallow. Water that is deeper than 2 feet can easily sweep your car away.
Keep in mind that your home insurance policy will not provide any coverage for damage that is done during a flood; only a flood insurance policy will. For all of your insurance coverage needs to keep you safe and dry this El Nino, contact Stromsoe Insurance Agency. We will work with you to ensure you have the coverage that you deserve, all at the right price to fit your budget.