Insuring Your Boat & Watercraft
The time has come to load up the trailer and get your boat back out on the open waters. As you prepare your boat and other mini watercrafts for the best time of year, it is important that you make sure you are properly covered. Without the right boat insurance and watercraft insurance policies, it is nearly impossible to enjoy the open waters without worrying about inadequate coverage. Gathered is all the must-know information regarding boat insurance so that you can be an informed vessel owner:
- While you may have been misinformed that your homeowners insurance will cover your boat, it is important to note that you only receive a very limited amount of coverage and the size of your boat will determine whether or not you receive any.
- Many new boaters assume that they do not need boat insurance if their boat is not valued at much, but this is far from the truth. Boat insurance offers much more than just coverage for your boat, as you need coverage against the many liability risks associated with the open waters.
- Hazards that are covered by most standard boat insurance policies include fire, collision, theft, vandalism, lightning, and some incidents that happen on land.
- Boat insurance premiums are dependent on a wide range of factors, including whether or not you will be going with a standard policy or a customized policy. There other factors of course, including extra coverage, increased coverage limits, the size of your boat, the value of your boat, and of course, which waters you will be navigating.
Contact Stromsoe Insurance Agency for all of your California boat insurance and watercraft insurance needs. To ensure that you feel confident about your boat’s security, we will custom tailor a policy that meets your exclusive coverage needs.