Fun Ways to Greet Your Halloween Trick-or-Treaters

This Halloween add some tricks to your treat-giving when greeting trick-or-treaters. Add to the ambiance of the occasion by decorating your entryway and front lawn with foam tombstones, cheesecloth ghosts, and glow-in-the-dark decor. Use faux spider webs and eerie music to complete the scary decor. Dress in a costume, such as a zombie, clown, vampire, or gorilla to add to the fun.

For the trick-or-treaters place a seemingly unguarded bowl of candy in your spooky entryway. Stay in the shadows outside of your home, and as trick-or-treaters go to grab a treat, jump out and scare them! You can also sit silently in your costume next to the doorway, and as trick-or-treaters start to leave with their bounty, you can come alive to chase them away. You can also create a miniature haunted maze for trick-or-treaters to go through before they receive their sweet reward. Another fun way to greet guests on Halloween is to pretend you don’t know it is Halloween, after which you reveal a giant bowl of full sized candy bars.

The Stromsoe Insurance Agency is the leading insurance provider of Murrieta, CA. If you are interested in more information about Halloween safety, family protection, or other insurance services, contact our representatives today!

What Types of Business Insurance Are Available

If you own your own business, there are quite a few insurance products you can use to protect yourself against possible loss and damage. A comprehensive insurance plan will include all of these insurance policies, and there may be discounts available for bundling multiple insurance options together.

Workers’ compensation insurance is required by most states for full-time employees. It will protect you against claims if your employees are injured on the job. Life and disability insurance and health insurance are additional employee benefits that are often offered. Health insurance will become mandatory for many employees starting January 1, 2014.

Commercial auto insurance is a necessity for those that require their employees to drive while on the job, and general liability insurance can protect businesses from injuries that happen on their premises or due to the negligence of their staff. Product liability insurance is vital for those that manufacture products such as consumer goods.

Property and casualty insurance is one of the most common types of insurance and will protect against property damage, while business interruption insurance will insure your company against the potential of lost revenue due to unforeseen events.

For more information about business insurance and your insurance needs contact the commercial insurance experts at Stromsoe Insurance Agency.

Murrieta Rotary Field of Honor

Now is the time to order your flag for the Murrieta Rotary Field of Honor. The Field of Honor returns this year, with the flag flying display taking place November 9th through the 16th.

This is the fifth such event and more than 2013 flags will be posted to honor past and present veterans, first responders and other heroes in our lives. Full sized flags can be sponsored at $35 each, and each will have a yellow ribbon attached that will include the name of your particular honoree. At the conclusion of the week, flags can be claimed by their sponsors.

If you have a flag from one of the previous Fields of Honor it can be reposted for $10 if it is still in good condition. You would need to bring the flag with its pole and ribbon during open hours.

If you would like to know more about this moving event and the week long activities that surround it, you can visit their website at murrietafieldofhonor.com. You can also sponsor a flag through the website. The event is coordinated by the Murrieta Rotary Club.

Stromsoe Insurance Agency is proud to be a part of the Murrieta, CA community and encourages you to take part in The Field of Honor Activities.

We are pleased to provide no obligation insurance quotes. If you would like to get a quote for your homeowners, auto, life or other insurance products, we welcome you to contact us.

Why Does The Insurance Premium Drop When You Add Home Insurance to Your Auto Insurance?

Insurance companies value customer loyalty. One of the most visible ways they recognize their loyal customers is by offering discounts. Every state in the country requires that drivers have at least the minimum required car insurance.

Likewise, if you own a home, especially if you got a mortgage to help you make that purchase, the lender will require that you have homeowners insurance.

Smart insurance companies capitalize on these requirements by offering you a “bundle discount.” As a consumer, that means saving money. If you have an auto insurance policy with your insurer, and you purchase a home and opt to purchase your home insurance from the same insurer, they want to keep you as a customer, because the more policies you purchase from that company, the better it is for them. So they give you a discount, and you see that discount when your car insurance premiums are lower than they were before you added the homeowner’s insurance.

It isn’t just that you get a discount on your car insurance. By bundling your policies together, you may be able to make payments on both premiums at the same time, and not have to make payments for different premiums on different dates to different companies.

If you’re looking for deal that will give you a bundle discount on any of your insurance policies, contact the Stromsoe Insurance Agency to discuss the best options for you.

Breast Cancer Awareness Month: Race for the Cure!

October is designated as National Breast Cancer Awareness Month. One of the major goals of this national awareness month is to increase breast cancer awareness. Another, but no less important goal, is the work that breast cancer organizations do towards finding a cure for breast cancer.

Beyond that, many of the non-profit organizations devoted to breast cancer research and awareness are sponsoring events to raise money for all of these things, but also to help women who are fighting breast cancer, to receive proper treatment, regardless of their income or ability to pay.

One of the most familiar breast cancer organizations is Susan G. Komen for the Cure®. The Susan G. Komen Race for the Cure® also happens to be the largest and most successful fundraiser or educational breast cancer event in the world.

The Komen Inland Empire Race for the Cure® will take place on October 20th. The race location is The Promenade in Temecula. Anyone who is interested in registering to participate in the event can do so either online, by mail, or in person – either before or at the event.

You can start your own team, join an existing team or register as an individual. Show your support and spread awareness about breast cancer. One in 8 American born women will be diagnosed with breast cancer at some point in their lives.

Make sure you have adequate insurance, whether for yourself, your family members. Contact the Stromsoe Insurance Agency to discuss your health, life or any other insurance needs.

Can I be sued and lose my house over an auto accident?

If you are not properly insured, you can lose your house over an auto accident. Lawsuits over auto accidents can become extremely expensive, especially if they involve multi-car pile-ups or fatalities. If you are deemed responsible for such an accident, then all of your assets, including your house, may need to be sold to compensate others for their losses.

Be Properly Insured

On the other hand, if you are adequately insured, then the likelihood of losing your house on account of an accident greatly diminishes. Although the reparations may be the same amount, your insurance company would pay them, rather than yourself.

There are two keys to being properly insured against a major auto accident. First, you should have a generous auto insurance policy. Second, you may want to complement this policy with a personal umbrella insurance policy, which offers additional protection in $1 million increments.

Find Insurance

If you would like to go over your current protection or look for additional coverage, contact Stromsoe Insurance Agency. Licensed in 18 states, they can help you protect all of your assets, including your home.

2nd Annual Paws 4 Law: October 5, 2013

Clear your calendar! The 2nd annual Paws 4 Law fundraising event will take place on October 5, 2013 from 10AM till 3PM at the Calvary Chapel Murrieta Schools Sports Fields. This event is held to raise funds to benefit the Murrieta Police Department K-9 team.

Bring the family and enjoy a fun-filled day, all while supporting this important organization that works so hard in our community. The Paws 4 Laws fundraiser will have activities for everyone to enjoy including K-9 demonstrations, a photo booth, raffles, silent auction and vendors for both pooches and people! The kids will enjoy a kid zone with face painting, jumpers and more. There will be a dunk tank where you will have the opportunity to “Dunk a Cop!” Food and beverage vendors will also be on site.

Stromsoe Insurance Agency are honored to be members of the Murrieta business community and we proudly sponsor of this worthwhile cause! We know that K-9 units are a valuable part of any police department.

As an independent insurance agency, we are here to find you an affordable insurance policy for your home or business. We are licensed to do business in CA and 17 other states! Contact us today for more information.