Get the answers to these questions before you renew your auto insurance this year.

The beginning of January means that it’s time to start thinking about renewing your auto policy.  However, before you simply sign up for another year, there are some things you need to find out.  Here are some of the questions you need to ask your insurer and yourself before renewing your insurance.

Am I getting the best rates?

You should never pay more for your car insurance than you have to.  That’s why it’s important that you ask about possible reduced rates or discounts.  Ask your insurance provider what you can do to lower your premiums and ask about any discounts that you might qualify for.  Even if you’ve asked before, it’s worth it to ask again.  Changes in your circumstances and shifts in your policy can mean that you may qualify for discounts that were previously unavailable to you.

Have my circumstances changed?

It’s extremely important that your insurer have your most accurate and up-to-date information.  Ask yourself if there have been major changes in your circumstances.  Did you add or remove a driver from your policy?  Did you purchase a new car?  Have your driving habits changed drastically?  If you haven’t already reported these changes to your insurance provider, be sure to do it now.  Making sure that your insurer has your updated information will ensure that you are getting the right amount of coverage when you renew your policy this year.

These are some of the questions you should get answers to before renewing your car insurance.  If you have any questions regarding your auto policy, don’t hesitate to contact the team at Stromsoe Insurance Agency.  Located in Murrieta, California, our dedicated professionals are ready to assist you with all your insurance needs

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