Before you make the final purchase of that boat you have had your eye on for some time now, make sure that you look over it to make sure it is not inoperable and flawed. 

Boat insurance can help financially protect your boat from any covered incidents, but you must first check to see that there are no impending disasters. Here is your boat inspection checklist.

  1. A quick inspection.
    Are there any unusual stress patterns that you see on the stem, chines, and strakes? These are the portions of your boat that will take the majority of the impacts.
  2. Remove outboard cowling.
    Look for any signs of leakage. If you look past the head gasket and see a dry white residue, it should raise red flags.
  3. Inspect the wiring.
    Wiring that has shrink-sealed butt connectors are a good sign. Bare wires and wires connected using electrical tape is disastrous and may lead to future issues.
  4. Open the hatches.
    When you open the hatches and inspect inside, there are there two things you don’t want your senses to pick up: the smell of ethanol (gas), or the sight of standing water.
  5. Check all fluids.
    The fluids determine how efficient your boat could be. If the fluids are leaking or corroding the engine, you should consider another boat.
  6. Feel the upholstery. 
    The upholstery should be as dry as bone. If you inspect the upholstery and find that it is damp and moist, it is most likely teeming with mold and all sorts of nasty algal growth.

When it comes to the longevity of your boat, a proper inspection can find discrepancies. To protect it from the risks of the open sea, a boat insurance policy can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs.

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